diff --git a/config/__pycache__/settings.cpython-311.pyc b/config/__pycache__/settings.cpython-311.pyc
index d79d6a7..f942531 100644
Binary files a/config/__pycache__/settings.cpython-311.pyc and b/config/__pycache__/settings.cpython-311.pyc differ
diff --git a/config/__pycache__/urls.cpython-311.pyc b/config/__pycache__/urls.cpython-311.pyc
index 8cf22af..9c5f7f9 100644
Binary files a/config/__pycache__/urls.cpython-311.pyc and b/config/__pycache__/urls.cpython-311.pyc differ
diff --git a/config/settings.py b/config/settings.py
index 291d043..c03dda4 100644
--- a/config/settings.py
+++ b/config/settings.py
@@ -37,17 +37,11 @@ CSRF_TRUSTED_ORIGINS = [
     for host in CSRF_TRUSTED_ORIGINS
 ]
 
-# Cookies must always be HTTPS-only; SameSite=Lax keeps CSRF working behind the proxy.
 SESSION_COOKIE_SECURE = True
 CSRF_COOKIE_SECURE = True
 SESSION_COOKIE_SAMESITE = "None"
 CSRF_COOKIE_SAMESITE = "None"
 
-# Quick-start development settings - unsuitable for production
-# See https://docs.djangoproject.com/en/5.2/howto/deployment/checklist/
-
-# Application definition
-
 INSTALLED_APPS = [
     'django.contrib.admin',
     'django.contrib.auth',
@@ -65,8 +59,6 @@ MIDDLEWARE = [
     'django.middleware.csrf.CsrfViewMiddleware',
     'django.contrib.auth.middleware.AuthenticationMiddleware',
     'django.contrib.messages.middleware.MessageMiddleware',
-    # Disable X-Frame-Options middleware to allow Flatlogic preview iframes.
-    # 'django.middleware.clickjacking.XFrameOptionsMiddleware',
 ]
 
 X_FRAME_OPTIONS = 'ALLOWALL'
@@ -83,7 +75,6 @@ TEMPLATES = [
                 'django.template.context_processors.request',
                 'django.contrib.auth.context_processors.auth',
                 'django.contrib.messages.context_processors.messages',
-                # IMPORTANT: do not remove – injects PROJECT_DESCRIPTION/PROJECT_IMAGE_URL and cache-busting timestamp
                 'core.context_processors.project_context',
             ],
         },
@@ -92,10 +83,6 @@ TEMPLATES = [
 
 WSGI_APPLICATION = 'config.wsgi.application'
 
-
-# Database
-# https://docs.djangoproject.com/en/5.2/ref/settings/#databases
-
 DATABASES = {
     'default': {
         'ENGINE': 'django.db.backends.mysql',
@@ -110,10 +97,6 @@ DATABASES = {
     },
 }
 
-
-# Password validation
-# https://docs.djangoproject.com/en/5.2/ref/settings/#auth-password-validators
-
 AUTH_PASSWORD_VALIDATORS = [
     {
         'NAME': 'django.contrib.auth.password_validation.UserAttributeSimilarityValidator',
@@ -129,33 +112,22 @@ AUTH_PASSWORD_VALIDATORS = [
     },
 ]
 
-
-# Internationalization
-# https://docs.djangoproject.com/en/5.2/topics/i18n/
-
 LANGUAGE_CODE = 'en-us'
-
 TIME_ZONE = 'UTC'
-
 USE_I18N = True
-
 USE_TZ = True
 
-
-# Static files (CSS, JavaScript, Images)
-# https://docs.djangoproject.com/en/5.2/howto/static-files/
-
 STATIC_URL = 'static/'
-# Collect static into a separate folder; avoid overlapping with STATICFILES_DIRS.
 STATIC_ROOT = BASE_DIR / 'staticfiles'
-
 STATICFILES_DIRS = [
     BASE_DIR / 'static',
     BASE_DIR / 'assets',
     BASE_DIR / 'node_modules',
 ]
 
-# Email
+MEDIA_URL = 'media/'
+MEDIA_ROOT = BASE_DIR / 'media'
+
 EMAIL_BACKEND = os.getenv(
     "EMAIL_BACKEND",
     "django.core.mail.backends.smtp.EmailBackend"
@@ -173,10 +145,11 @@ CONTACT_EMAIL_TO = [
     if item.strip()
 ]
 
-# When both TLS and SSL flags are enabled, prefer SSL explicitly
 if EMAIL_USE_SSL:
     EMAIL_USE_TLS = False
-# Default primary key field type
-# https://docs.djangoproject.com/en/5.2/ref/settings/#default-auto-field
+
+LOGIN_URL = 'login'
+LOGIN_REDIRECT_URL = 'home'
+LOGOUT_REDIRECT_URL = 'home'
 
 DEFAULT_AUTO_FIELD = 'django.db.models.BigAutoField'
diff --git a/config/urls.py b/config/urls.py
index bcfc074..87f0aa2 100644
--- a/config/urls.py
+++ b/config/urls.py
@@ -1,23 +1,7 @@
-"""
-URL configuration for config project.
-
-The `urlpatterns` list routes URLs to views. For more information please see:
-    https://docs.djangoproject.com/en/5.2/topics/http/urls/
-Examples:
-Function views
-    1. Add an import:  from my_app import views
-    2. Add a URL to urlpatterns:  path('', views.home, name='home')
-Class-based views
-    1. Add an import:  from other_app.views import Home
-    2. Add a URL to urlpatterns:  path('', Home.as_view(), name='home')
-Including another URLconf
-    1. Import the include() function: from django.urls import include, path
-    2. Add a URL to urlpatterns:  path('blog/', include('blog.urls'))
-"""
-from django.contrib import admin
-from django.urls import include, path
 from django.conf import settings
 from django.conf.urls.static import static
+from django.contrib import admin
+from django.urls import include, path
 
 urlpatterns = [
     path("admin/", admin.site.urls),
@@ -25,5 +9,6 @@ urlpatterns = [
 ]
 
 if settings.DEBUG:
+    urlpatterns += static(settings.MEDIA_URL, document_root=settings.MEDIA_ROOT)
     urlpatterns += static("/assets/", document_root=settings.BASE_DIR / "assets")
     urlpatterns += static(settings.STATIC_URL, document_root=settings.STATIC_ROOT)
diff --git a/core/__pycache__/admin.cpython-311.pyc b/core/__pycache__/admin.cpython-311.pyc
index 5e8987a..aaa935c 100644
Binary files a/core/__pycache__/admin.cpython-311.pyc and b/core/__pycache__/admin.cpython-311.pyc differ
diff --git a/core/__pycache__/forms.cpython-311.pyc b/core/__pycache__/forms.cpython-311.pyc
new file mode 100644
index 0000000..9ff84cf
Binary files /dev/null and b/core/__pycache__/forms.cpython-311.pyc differ
diff --git a/core/__pycache__/models.cpython-311.pyc b/core/__pycache__/models.cpython-311.pyc
index a251b5f..fb3db03 100644
Binary files a/core/__pycache__/models.cpython-311.pyc and b/core/__pycache__/models.cpython-311.pyc differ
diff --git a/core/__pycache__/tests.cpython-311.pyc b/core/__pycache__/tests.cpython-311.pyc
new file mode 100644
index 0000000..a57262b
Binary files /dev/null and b/core/__pycache__/tests.cpython-311.pyc differ
diff --git a/core/__pycache__/urls.cpython-311.pyc b/core/__pycache__/urls.cpython-311.pyc
index f705988..af00d75 100644
Binary files a/core/__pycache__/urls.cpython-311.pyc and b/core/__pycache__/urls.cpython-311.pyc differ
diff --git a/core/__pycache__/views.cpython-311.pyc b/core/__pycache__/views.cpython-311.pyc
index 2f0989c..6e6731f 100644
Binary files a/core/__pycache__/views.cpython-311.pyc and b/core/__pycache__/views.cpython-311.pyc differ
diff --git a/core/admin.py b/core/admin.py
index 8c38f3f..ede5b17 100644
--- a/core/admin.py
+++ b/core/admin.py
@@ -1,3 +1,17 @@
 from django.contrib import admin
 
-# Register your models here.
+from .models import BusinessProfile, Transaction
+
+
+@admin.register(BusinessProfile)
+class BusinessProfileAdmin(admin.ModelAdmin):
+    list_display = ('business_name', 'user', 'opening_ecash', 'opening_physical_cash', 'current_ecash', 'current_physical_cash')
+    search_fields = ('business_name', 'user__username', 'user__email')
+
+
+@admin.register(Transaction)
+class TransactionAdmin(admin.ModelAdmin):
+    list_display = ('client_name', 'transaction_type', 'amount', 'service_charge', 'business', 'created_at')
+    list_filter = ('transaction_type', 'created_at')
+    search_fields = ('client_name', 'business__business_name', 'created_by__username')
+    date_hierarchy = 'created_at'
diff --git a/core/forms.py b/core/forms.py
new file mode 100644
index 0000000..f3cfd94
--- /dev/null
+++ b/core/forms.py
@@ -0,0 +1,154 @@
+from decimal import Decimal
+
+from django import forms
+from django.contrib.auth.forms import AuthenticationForm, UserCreationForm
+from django.contrib.auth.models import User
+from django.core.exceptions import ValidationError
+from django.utils import timezone
+
+from .models import BusinessProfile, Transaction
+
+
+INPUT_CLASS = 'form-control form-control-lg momo-input'
+SELECT_CLASS = 'form-select form-select-lg momo-input'
+
+
+class SignUpForm(UserCreationForm):
+    first_name = forms.CharField(max_length=150, required=True, widget=forms.TextInput(attrs={'class': INPUT_CLASS, 'placeholder': 'First name'}))
+    last_name = forms.CharField(max_length=150, required=True, widget=forms.TextInput(attrs={'class': INPUT_CLASS, 'placeholder': 'Last name'}))
+    email = forms.EmailField(required=True, widget=forms.EmailInput(attrs={'class': INPUT_CLASS, 'placeholder': 'Email address'}))
+
+    class Meta(UserCreationForm.Meta):
+        model = User
+        fields = ('first_name', 'last_name', 'username', 'email')
+        widgets = {
+            'username': forms.TextInput(attrs={'class': INPUT_CLASS, 'placeholder': 'Username'}),
+        }
+
+    def __init__(self, *args, **kwargs):
+        super().__init__(*args, **kwargs)
+        self.fields['username'].widget.attrs.update({'class': INPUT_CLASS, 'placeholder': 'Username'})
+        self.fields['password1'].widget.attrs.update({'class': INPUT_CLASS, 'placeholder': 'Password'})
+        self.fields['password2'].widget.attrs.update({'class': INPUT_CLASS, 'placeholder': 'Confirm password'})
+
+    def save(self, commit=True):
+        user = super().save(commit=False)
+        user.first_name = self.cleaned_data['first_name']
+        user.last_name = self.cleaned_data['last_name']
+        user.email = self.cleaned_data['email']
+        if commit:
+            user.save()
+        return user
+
+
+class LoginForm(AuthenticationForm):
+    username = forms.CharField(widget=forms.TextInput(attrs={'class': INPUT_CLASS, 'placeholder': 'Username'}))
+    password = forms.CharField(widget=forms.PasswordInput(attrs={'class': INPUT_CLASS, 'placeholder': 'Password'}))
+
+
+class BusinessProfileForm(forms.ModelForm):
+    class Meta:
+        model = BusinessProfile
+        fields = ['business_name', 'logo', 'opening_ecash', 'opening_physical_cash']
+        widgets = {
+            'business_name': forms.TextInput(attrs={'class': INPUT_CLASS, 'placeholder': 'e.g. BrightPay MoMo Point'}),
+            'logo': forms.ClearableFileInput(attrs={'class': 'form-control momo-file', 'accept': 'image/*'}),
+            'opening_ecash': forms.NumberInput(attrs={'class': INPUT_CLASS, 'step': '0.01', 'min': '0'}),
+            'opening_physical_cash': forms.NumberInput(attrs={'class': INPUT_CLASS, 'step': '0.01', 'min': '0'}),
+        }
+        help_texts = {
+            'opening_ecash': 'Used as your starting e-cash wallet for the first setup.',
+            'opening_physical_cash': 'Used as your starting notes/coins balance for the first setup.',
+        }
+
+    def save(self, commit=True):
+        profile = super().save(commit=False)
+        should_sync = not profile.pk or not profile.transactions.exists()
+        if should_sync:
+            profile.sync_current_to_opening()
+        if commit:
+            profile.save()
+        return profile
+
+
+class TransactionForm(forms.Form):
+    client_name = forms.CharField(max_length=120, widget=forms.TextInput(attrs={'class': INPUT_CLASS, 'placeholder': 'Client name'}))
+    amount = forms.DecimalField(max_digits=12, decimal_places=2, min_value=Decimal('0.01'), widget=forms.NumberInput(attrs={'class': INPUT_CLASS, 'step': '0.01', 'min': '0.01'}))
+    transaction_type = forms.ChoiceField(choices=Transaction.TYPE_CHOICES, widget=forms.Select(attrs={'class': SELECT_CLASS}))
+    notes = forms.CharField(required=False, widget=forms.Textarea(attrs={'class': 'form-control momo-input', 'rows': 3, 'placeholder': 'Optional note about the transaction'}))
+
+    def __init__(self, *args, business=None, **kwargs):
+        self.business = business
+        super().__init__(*args, **kwargs)
+
+    def clean(self):
+        cleaned_data = super().clean()
+        transaction_type = cleaned_data.get('transaction_type')
+        amount = cleaned_data.get('amount')
+        if not self.business or not transaction_type or amount is None:
+            return cleaned_data
+
+        ecash_delta, physical_delta, _ = Transaction.calculate_effect(transaction_type, amount)
+        if self.business.current_ecash + ecash_delta < 0:
+            self.add_error('amount', 'Not enough e-cash for this transaction.')
+        if self.business.current_physical_cash + physical_delta < 0:
+            self.add_error('amount', 'Not enough physical cash for this transaction.')
+        return cleaned_data
+
+    def save(self, user):
+        if not self.business:
+            raise ValidationError('Business profile is required.')
+        return Transaction.create_logged_transaction(
+            business=self.business,
+            user=user,
+            client_name=self.cleaned_data['client_name'],
+            amount=self.cleaned_data['amount'],
+            transaction_type=self.cleaned_data['transaction_type'],
+            notes=self.cleaned_data['notes'],
+        )
+
+
+class ReportFilterForm(forms.Form):
+    PERIOD_CHOICES = [
+        ('daily', 'Daily'),
+        ('weekly', 'Weekly'),
+        ('monthly', 'Monthly'),
+        ('yearly', 'Yearly'),
+        ('custom', 'Custom range'),
+    ]
+
+    period = forms.ChoiceField(choices=PERIOD_CHOICES, initial='daily', widget=forms.Select(attrs={'class': 'form-select momo-input'}))
+    start_date = forms.DateField(required=False, widget=forms.DateInput(attrs={'class': 'form-control momo-input', 'type': 'date'}))
+    end_date = forms.DateField(required=False, widget=forms.DateInput(attrs={'class': 'form-control momo-input', 'type': 'date'}))
+
+    def clean(self):
+        cleaned_data = super().clean()
+        period = cleaned_data.get('period')
+        start_date = cleaned_data.get('start_date')
+        end_date = cleaned_data.get('end_date')
+        if period == 'custom':
+            if not start_date or not end_date:
+                raise forms.ValidationError('Choose both a start and end date for a custom report.')
+            if end_date < start_date:
+                raise forms.ValidationError('End date cannot be before start date.')
+        return cleaned_data
+
+    def get_range(self):
+        today = timezone.localdate()
+        period = self.cleaned_data.get('period') or 'daily'
+        if period == 'daily':
+            return today, today
+        if period == 'weekly':
+            start = today - timezone.timedelta(days=today.weekday())
+            return start, start + timezone.timedelta(days=6)
+        if period == 'monthly':
+            start = today.replace(day=1)
+            if start.month == 12:
+                next_month = start.replace(year=start.year + 1, month=1, day=1)
+            else:
+                next_month = start.replace(month=start.month + 1, day=1)
+            return start, next_month - timezone.timedelta(days=1)
+        if period == 'yearly':
+            start = today.replace(month=1, day=1)
+            return start, today.replace(month=12, day=31)
+        return self.cleaned_data['start_date'], self.cleaned_data['end_date']
diff --git a/core/migrations/0001_initial.py b/core/migrations/0001_initial.py
new file mode 100644
index 0000000..ce3ccd4
--- /dev/null
+++ b/core/migrations/0001_initial.py
@@ -0,0 +1,57 @@
+# Generated by Django 5.2.7 on 2026-04-17 02:21
+
+import django.db.models.deletion
+from decimal import Decimal
+from django.conf import settings
+from django.db import migrations, models
+
+
+class Migration(migrations.Migration):
+
+    initial = True
+
+    dependencies = [
+        migrations.swappable_dependency(settings.AUTH_USER_MODEL),
+    ]
+
+    operations = [
+        migrations.CreateModel(
+            name='BusinessProfile',
+            fields=[
+                ('id', models.BigAutoField(auto_created=True, primary_key=True, serialize=False, verbose_name='ID')),
+                ('business_name', models.CharField(blank=True, max_length=120)),
+                ('logo', models.FileField(blank=True, null=True, upload_to='business_logos/')),
+                ('opening_ecash', models.DecimalField(decimal_places=2, default=Decimal('0.00'), max_digits=12)),
+                ('opening_physical_cash', models.DecimalField(decimal_places=2, default=Decimal('0.00'), max_digits=12)),
+                ('current_ecash', models.DecimalField(decimal_places=2, default=Decimal('0.00'), max_digits=12)),
+                ('current_physical_cash', models.DecimalField(decimal_places=2, default=Decimal('0.00'), max_digits=12)),
+                ('created_at', models.DateTimeField(auto_now_add=True)),
+                ('updated_at', models.DateTimeField(auto_now=True)),
+                ('user', models.OneToOneField(on_delete=django.db.models.deletion.CASCADE, related_name='business_profile', to=settings.AUTH_USER_MODEL)),
+            ],
+            options={
+                'ordering': ['user__username'],
+            },
+        ),
+        migrations.CreateModel(
+            name='Transaction',
+            fields=[
+                ('id', models.BigAutoField(auto_created=True, primary_key=True, serialize=False, verbose_name='ID')),
+                ('client_name', models.CharField(max_length=120)),
+                ('amount', models.DecimalField(decimal_places=2, max_digits=12)),
+                ('transaction_type', models.CharField(choices=[('cash_out', 'Cash-out'), ('cash_in', 'Cash-In'), ('sending', 'Sending'), ('airtime', 'Airtime'), ('transfer', 'Transfer'), ('debt', 'Debt'), ('expenditure', 'Expenditure'), ('credit', 'Credit')], max_length=20)),
+                ('service_charge', models.DecimalField(decimal_places=2, default=Decimal('0.00'), max_digits=12)),
+                ('notes', models.CharField(blank=True, max_length=255)),
+                ('ecash_before', models.DecimalField(decimal_places=2, max_digits=12)),
+                ('ecash_after', models.DecimalField(decimal_places=2, max_digits=12)),
+                ('physical_before', models.DecimalField(decimal_places=2, max_digits=12)),
+                ('physical_after', models.DecimalField(decimal_places=2, max_digits=12)),
+                ('created_at', models.DateTimeField(auto_now_add=True)),
+                ('business', models.ForeignKey(on_delete=django.db.models.deletion.CASCADE, related_name='transactions', to='core.businessprofile')),
+                ('created_by', models.ForeignKey(on_delete=django.db.models.deletion.CASCADE, related_name='momo_transactions', to=settings.AUTH_USER_MODEL)),
+            ],
+            options={
+                'ordering': ['-created_at', '-id'],
+            },
+        ),
+    ]
diff --git a/core/migrations/__pycache__/0001_initial.cpython-311.pyc b/core/migrations/__pycache__/0001_initial.cpython-311.pyc
new file mode 100644
index 0000000..1c82493
Binary files /dev/null and b/core/migrations/__pycache__/0001_initial.cpython-311.pyc differ
diff --git a/core/models.py b/core/models.py
index 71a8362..e3297bd 100644
--- a/core/models.py
+++ b/core/models.py
@@ -1,3 +1,196 @@
-from django.db import models
+from decimal import Decimal, ROUND_HALF_UP
 
-# Create your models here.
+from django.contrib.auth.models import User
+from django.core.exceptions import ValidationError
+from django.db import models, transaction
+
+
+class BusinessProfile(models.Model):
+    user = models.OneToOneField(User, on_delete=models.CASCADE, related_name='business_profile')
+    business_name = models.CharField(max_length=120, blank=True)
+    logo = models.FileField(upload_to='business_logos/', blank=True, null=True)
+    opening_ecash = models.DecimalField(max_digits=12, decimal_places=2, default=Decimal('0.00'))
+    opening_physical_cash = models.DecimalField(max_digits=12, decimal_places=2, default=Decimal('0.00'))
+    current_ecash = models.DecimalField(max_digits=12, decimal_places=2, default=Decimal('0.00'))
+    current_physical_cash = models.DecimalField(max_digits=12, decimal_places=2, default=Decimal('0.00'))
+    created_at = models.DateTimeField(auto_now_add=True)
+    updated_at = models.DateTimeField(auto_now=True)
+
+    class Meta:
+        ordering = ['user__username']
+
+    def __str__(self):
+        return self.business_name or f"{self.user.username}'s MoMo Business"
+
+    @property
+    def owner_label(self):
+        return self.user.get_full_name() or self.user.username
+
+    @property
+    def total_cash(self):
+        return (self.current_ecash or Decimal('0.00')) + (self.current_physical_cash or Decimal('0.00'))
+
+    def sync_current_to_opening(self):
+        self.current_ecash = self.opening_ecash
+        self.current_physical_cash = self.opening_physical_cash
+
+
+class Transaction(models.Model):
+    CASH_OUT = 'cash_out'
+    CASH_IN = 'cash_in'
+    SENDING = 'sending'
+    AIRTIME = 'airtime'
+    TRANSFER = 'transfer'
+    DEBT = 'debt'
+    EXPENDITURE = 'expenditure'
+    CREDIT = 'credit'
+
+    TYPE_CHOICES = [
+        (CASH_OUT, 'Cash-out'),
+        (CASH_IN, 'Cash-In'),
+        (SENDING, 'Sending'),
+        (AIRTIME, 'Airtime'),
+        (TRANSFER, 'Transfer'),
+        (DEBT, 'Debt'),
+        (EXPENDITURE, 'Expenditure'),
+        (CREDIT, 'Credit'),
+    ]
+
+    business = models.ForeignKey(BusinessProfile, on_delete=models.CASCADE, related_name='transactions')
+    created_by = models.ForeignKey(User, on_delete=models.CASCADE, related_name='momo_transactions')
+    client_name = models.CharField(max_length=120)
+    amount = models.DecimalField(max_digits=12, decimal_places=2)
+    transaction_type = models.CharField(max_length=20, choices=TYPE_CHOICES)
+    service_charge = models.DecimalField(max_digits=12, decimal_places=2, default=Decimal('0.00'))
+    notes = models.CharField(max_length=255, blank=True)
+    ecash_before = models.DecimalField(max_digits=12, decimal_places=2)
+    ecash_after = models.DecimalField(max_digits=12, decimal_places=2)
+    physical_before = models.DecimalField(max_digits=12, decimal_places=2)
+    physical_after = models.DecimalField(max_digits=12, decimal_places=2)
+    created_at = models.DateTimeField(auto_now_add=True)
+
+    class Meta:
+        ordering = ['-created_at', '-id']
+
+    def __str__(self):
+        return f"{self.get_transaction_type_display()} · {self.client_name} · {self.amount}"
+
+    @staticmethod
+    def _round(value: Decimal) -> Decimal:
+        return value.quantize(Decimal('0.01'), rounding=ROUND_HALF_UP)
+
+    @classmethod
+    def calculate_effect(cls, transaction_type: str, amount: Decimal) -> tuple[Decimal, Decimal, Decimal]:
+        amount = cls._round(amount)
+        fee = Decimal('0.00')
+        ecash_delta = Decimal('0.00')
+        physical_delta = Decimal('0.00')
+
+        if transaction_type == cls.CASH_IN:
+            ecash_delta = -amount
+            physical_delta = amount
+        elif transaction_type == cls.CASH_OUT:
+            ecash_delta = amount
+            physical_delta = -amount
+        elif transaction_type in {cls.AIRTIME, cls.TRANSFER}:
+            ecash_delta = -amount
+            physical_delta = amount
+        elif transaction_type == cls.SENDING:
+            fee = cls._round(amount * Decimal('0.01'))
+            ecash_delta = -amount
+            physical_delta = amount + fee
+        elif transaction_type in {cls.DEBT, cls.EXPENDITURE}:
+            physical_delta = -amount
+        elif transaction_type == cls.CREDIT:
+            physical_delta = amount
+        else:
+            raise ValidationError('Unsupported transaction type.')
+
+        return cls._round(ecash_delta), cls._round(physical_delta), cls._round(fee)
+
+    @classmethod
+    @transaction.atomic
+    def create_logged_transaction(
+        cls,
+        *,
+        business: BusinessProfile,
+        user: User,
+        client_name: str,
+        amount: Decimal,
+        transaction_type: str,
+        notes: str = '',
+    ):
+        ecash_delta, physical_delta, fee = cls.calculate_effect(transaction_type, amount)
+        ecash_before = cls._round(business.current_ecash)
+        physical_before = cls._round(business.current_physical_cash)
+        ecash_after = cls._round(ecash_before + ecash_delta)
+        physical_after = cls._round(physical_before + physical_delta)
+
+        if ecash_after < 0:
+            raise ValidationError('This transaction would make e-cash go below zero.')
+        if physical_after < 0:
+            raise ValidationError('This transaction would make physical cash go below zero.')
+
+        entry = cls.objects.create(
+            business=business,
+            created_by=user,
+            client_name=client_name,
+            amount=cls._round(amount),
+            transaction_type=transaction_type,
+            service_charge=fee,
+            notes=notes,
+            ecash_before=ecash_before,
+            ecash_after=ecash_after,
+            physical_before=physical_before,
+            physical_after=physical_after,
+        )
+
+        business.current_ecash = ecash_after
+        business.current_physical_cash = physical_after
+        business.save(update_fields=['current_ecash', 'current_physical_cash', 'updated_at'])
+        return entry
+
+    @classmethod
+    def rebalance_business_ledger(cls, business: BusinessProfile):
+        business = BusinessProfile.objects.select_for_update().get(pk=business.pk)
+        ecash_balance = cls._round(business.opening_ecash)
+        physical_balance = cls._round(business.opening_physical_cash)
+
+        entries = list(
+            cls.objects.select_for_update()
+            .filter(business=business)
+            .order_by('created_at', 'id')
+        )
+        for entry in entries:
+            ecash_delta, physical_delta, fee = cls.calculate_effect(entry.transaction_type, entry.amount)
+            ecash_before = ecash_balance
+            physical_before = physical_balance
+            ecash_after = cls._round(ecash_before + ecash_delta)
+            physical_after = cls._round(physical_before + physical_delta)
+
+            cls.objects.filter(pk=entry.pk).update(
+                service_charge=fee,
+                ecash_before=ecash_before,
+                ecash_after=ecash_after,
+                physical_before=physical_before,
+                physical_after=physical_after,
+            )
+
+            ecash_balance = ecash_after
+            physical_balance = physical_after
+
+        business.current_ecash = ecash_balance
+        business.current_physical_cash = physical_balance
+        business.save(update_fields=['current_ecash', 'current_physical_cash', 'updated_at'])
+        return business
+
+    @transaction.atomic
+    def delete_logged_transaction(self):
+        business = BusinessProfile.objects.select_for_update().get(pk=self.business_id)
+        transaction_id = self.pk
+        self.delete()
+        business = self.__class__.rebalance_business_ledger(business)
+        return {
+            'transaction_id': transaction_id,
+            'business': business,
+        }
diff --git a/core/templates/base.html b/core/templates/base.html
index 1e7e5fb..1bae298 100644
--- a/core/templates/base.html
+++ b/core/templates/base.html
@@ -1,25 +1,72 @@
 <!DOCTYPE html>
 <html lang="en">
-
 <head>
   <meta charset="UTF-8">
-  <title>{% block title %}Knowledge Base{% endblock %}</title>
-  {% if project_description %}
-  <meta name="description" content="{{ project_description }}">
-  <meta property="og:description" content="{{ project_description }}">
-  <meta property="twitter:description" content="{{ project_description }}">
-  {% endif %}
+  <meta name="viewport" content="width=device-width, initial-scale=1">
+  <title>{% block title %}MoMoLedger{% endblock %}</title>
+  <meta name="description" content="{% block meta_description %}{{ meta_description|default:project_description }}{% endblock %}">
   {% if project_image_url %}
   <meta property="og:image" content="{{ project_image_url }}">
   <meta property="twitter:image" content="{{ project_image_url }}">
   {% endif %}
+  <meta name="author" content="MoMoLedger">
+  <meta name="keywords" content="momo, mobile money, cash-in, cash-out, wallet report">
+  <link rel="preconnect" href="https://fonts.googleapis.com">
+  <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin>
+  <link href="https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&family=Space+Grotesk:wght@500;700&display=swap" rel="stylesheet">
+  <link href="https://cdn.jsdelivr.net/npm/bootstrap@5.3.3/dist/css/bootstrap.min.css" rel="stylesheet" integrity="sha384-QWTKZyjpPEjISv5WaRU9OFeRpok6YctnYmDr5pNlyT2bRjXh0JMhjY6hW+ALEwIH" crossorigin="anonymous">
   {% load static %}
   <link rel="stylesheet" href="{% static 'css/custom.css' %}?v={{ deployment_timestamp }}">
   {% block head %}{% endblock %}
 </head>
-
 <body>
-  {% block content %}{% endblock %}
-</body>
+  <div class="page-shell">
+    <header class="site-header sticky-top">
+      <nav class="navbar navbar-expand-lg navbar-dark px-3 px-lg-4 py-3 momo-nav">
+        <div class="container-fluid px-0">
+          <a class="navbar-brand d-flex align-items-center gap-3" href="{% url 'home' %}">
+            <span class="brand-badge">M</span>
+            <span>
+              <span class="brand-name">MoMoLedger</span>
+              <small class="brand-subtitle d-block">Agent cashflow cockpit</small>
+            </span>
+          </a>
+          <button class="navbar-toggler" type="button" data-bs-toggle="collapse" data-bs-target="#mainNav" aria-controls="mainNav" aria-expanded="false" aria-label="Toggle navigation">
+            <span class="navbar-toggler-icon"></span>
+          </button>
+          <div class="collapse navbar-collapse" id="mainNav">
+            <ul class="navbar-nav ms-auto align-items-lg-center gap-lg-2">
+              <li class="nav-item"><a class="nav-link" href="{% url 'home' %}">Home</a></li>
+              <li class="nav-item"><a class="nav-link" href="{% url 'transaction_list' %}">Transactions</a></li>
+              <li class="nav-item"><a class="nav-link" href="{% url 'reports' %}">Reports</a></li>
+              <li class="nav-item"><a class="nav-link" href="{% url 'profile' %}">Business setup</a></li>
+              <li class="nav-item"><a class="nav-link" href="/admin/">Admin</a></li>
+              {% if request.user.is_authenticated %}
+              <li class="nav-item ms-lg-3"><a class="btn btn-momo-ghost" href="{% url 'logout' %}">Log out</a></li>
+              {% else %}
+              <li class="nav-item ms-lg-3"><a class="btn btn-momo-ghost" href="{% url 'login' %}">Log in</a></li>
+              <li class="nav-item"><a class="btn btn-momo-primary" href="{% url 'signup' %}">Sign up</a></li>
+              {% endif %}
+            </ul>
+          </div>
+        </div>
+      </nav>
+    </header>
 
+    <main>
+      <div class="container py-4 py-lg-5">
+        {% if messages %}
+        <div class="message-stack mb-4">
+          {% for message in messages %}
+          <div class="alert alert-{{ message.tags|default:'info' }} shadow-sm border-0" role="alert">{{ message }}</div>
+          {% endfor %}
+        </div>
+        {% endif %}
+        {% block content %}{% endblock %}
+      </div>
+    </main>
+  </div>
+  <script src="https://cdn.jsdelivr.net/npm/bootstrap@5.3.3/dist/js/bootstrap.bundle.min.js" integrity="sha384-YvpcrYf0tY3lHB60NNkmXc5s9fDVZLESaAA55NDzOxhy9GkcIdslK1eN7N6jIeHz" crossorigin="anonymous"></script>
+  {% block scripts %}{% endblock %}
+</body>
 </html>
diff --git a/core/templates/core/auth.html b/core/templates/core/auth.html
new file mode 100644
index 0000000..d60f0ea
--- /dev/null
+++ b/core/templates/core/auth.html
@@ -0,0 +1,47 @@
+{% extends "base.html" %}
+
+{% block title %}{{ page_title }}{% endblock %}
+{% block meta_description %}{{ meta_description }}{% endblock %}
+
+{% block content %}
+<section class="auth-layout row g-4 align-items-stretch justify-content-center">
+  <div class="col-lg-5">
+    <article class="content-card h-100">
+      <p class="card-kicker mb-1">{% if mode == 'signup' %}Create your secure agent space{% else %}Welcome back{% endif %}</p>
+      <h1 class="section-title mb-3">{{ page_title }}</h1>
+      <p class="muted-copy mb-4">{% if mode == 'signup' %}Create a single-agent account, then add your business name, logo, opening balances, and first transactions.{% else %}Log in to continue recording cash movements, viewing balances, and exporting reports.{% endif %}</p>
+      <div class="stack-list compact">
+        <div class="stack-item"><strong>Polished dashboard</strong><span>Custom MoMo styling, not default Bootstrap.</span></div>
+        <div class="stack-item"><strong>Smart balance engine</strong><span>Each transaction updates e-cash and physical cash automatically.</span></div>
+        <div class="stack-item"><strong>Printable reports</strong><span>Export PDF and use browser print for sharing.</span></div>
+      </div>
+    </article>
+  </div>
+  <div class="col-lg-5">
+    <article class="content-card h-100">
+      <form method="post" class="momo-form" novalidate>
+        {% csrf_token %}
+        <div class="d-grid gap-3">
+          {% for field in form %}
+          <div>
+            <label class="form-label" for="{{ field.id_for_label }}">{{ field.label }}</label>
+            {{ field }}
+            {% if field.help_text %}<div class="form-help">{{ field.help_text }}</div>{% endif %}
+            {% for error in field.errors %}<div class="form-error">{{ error }}</div>{% endfor %}
+          </div>
+          {% endfor %}
+          {% for error in form.non_field_errors %}<div class="form-error">{{ error }}</div>{% endfor %}
+        </div>
+        <button class="btn btn-momo-primary btn-lg w-100 mt-4" type="submit">{% if mode == 'signup' %}Create account{% else %}Log in{% endif %}</button>
+      </form>
+      <div class="auth-switch text-center mt-4">
+        {% if mode == 'signup' %}
+        <span>Already have an account?</span> <a class="text-link" href="{% url 'login' %}">Log in</a>
+        {% else %}
+        <span>Need an account?</span> <a class="text-link" href="{% url 'signup' %}">Sign up</a>
+        {% endif %}
+      </div>
+    </article>
+  </div>
+</section>
+{% endblock %}
diff --git a/core/templates/core/index.html b/core/templates/core/index.html
index faec813..da0664e 100644
--- a/core/templates/core/index.html
+++ b/core/templates/core/index.html
@@ -1,145 +1,200 @@
 {% extends "base.html" %}
+{% load static %}
 
-{% block title %}{{ project_name }}{% endblock %}
-
-{% block head %}
-<link rel="preconnect" href="https://fonts.googleapis.com">
-<link rel="preconnect" href="https://fonts.gstatic.com" crossorigin>
-<link href="https://fonts.googleapis.com/css2?family=Inter:wght@400;700&display=swap" rel="stylesheet">
-<style>
-  :root {
-    --bg-color-start: #6a11cb;
-    --bg-color-end: #2575fc;
-    --text-color: #ffffff;
-    --card-bg-color: rgba(255, 255, 255, 0.01);
-    --card-border-color: rgba(255, 255, 255, 0.1);
-  }
-
-  * {
-    box-sizing: border-box;
-  }
-
-  body {
-    margin: 0;
-    font-family: 'Inter', sans-serif;
-    background: linear-gradient(45deg, var(--bg-color-start), var(--bg-color-end));
-    color: var(--text-color);
-    display: flex;
-    justify-content: center;
-    align-items: center;
-    min-height: 100vh;
-    text-align: center;
-    overflow: hidden;
-    position: relative;
-  }
-
-  body::before {
-    content: '';
-    position: absolute;
-    inset: 0;
-    background-image: url("data:image/svg+xml,<svg xmlns='http://www.w3.org/2000/svg' width='100' height='100' viewBox='0 0 100 100'><path d='M-10 10L110 10M10 -10L10 110' stroke-width='1' stroke='rgba(255,255,255,0.05)'/></svg>");
-    animation: bg-pan 20s linear infinite;
-    z-index: -1;
-  }
-
-  @keyframes bg-pan {
-    0% {
-      background-position: 0% 0%;
-    }
-
-    100% {
-      background-position: 100% 100%;
-    }
-  }
-
-  main {
-    padding: 2rem;
-  }
-
-  .card {
-    background: var(--card-bg-color);
-    border: 1px solid var(--card-border-color);
-    border-radius: 16px;
-    padding: 2.5rem 2rem;
-    backdrop-filter: blur(20px);
-    -webkit-backdrop-filter: blur(20px);
-    box-shadow: 0 12px 36px rgba(0, 0, 0, 0.25);
-  }
-
-  h1 {
-    font-size: clamp(2.2rem, 3vw + 1.2rem, 3.2rem);
-    font-weight: 700;
-    margin: 0 0 1.2rem;
-    letter-spacing: -0.02em;
-  }
-
-  p {
-    margin: 0.5rem 0;
-    font-size: 1.1rem;
-    opacity: 0.92;
-  }
-
-  .loader {
-    margin: 1.5rem auto;
-    width: 56px;
-    height: 56px;
-    border: 4px solid rgba(255, 255, 255, 0.25);
-    border-top-color: #fff;
-    border-radius: 50%;
-    animation: spin 1s linear infinite;
-  }
-
-  @keyframes spin {
-    to {
-      transform: rotate(360deg);
-    }
-  }
-
-  .runtime code {
-    background: rgba(0, 0, 0, 0.25);
-    padding: 0.15rem 0.45rem;
-    border-radius: 4px;
-    font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
-  }
-
-  .sr-only {
-    position: absolute;
-    width: 1px;
-    height: 1px;
-    padding: 0;
-    margin: -1px;
-    overflow: hidden;
-    clip: rect(0, 0, 0, 0);
-    border: 0;
-  }
-
-  footer {
-    position: absolute;
-    bottom: 1rem;
-    width: 100%;
-    text-align: center;
-    font-size: 0.85rem;
-    opacity: 0.75;
-  }
-</style>
-{% endblock %}
+{% block title %}{{ page_title }}{% endblock %}
+{% block meta_description %}{{ meta_description }}{% endblock %}
 
 {% block content %}
-<main>
-  <div class="card">
-    <h1>Analyzing your requirements and generating your app…</h1>
-    <div class="loader" role="status" aria-live="polite" aria-label="Applying initial changes">
-      <span class="sr-only">Loading…</span>
+<section class="hero-panel mb-5 overflow-hidden">
+  <div class="row align-items-center g-4 g-lg-5">
+    <div class="col-lg-7">
+      <span class="eyebrow">Mobile money bookkeeping made clear</span>
+      <h1 class="display-title">Run your MoMo business with branded reports, balanced wallets, and cleaner daily records.</h1>
+      <p class="hero-copy">Track e-cash, physical cash, cash-in, cash-out, sending, airtime, transfer, debt, expenditure, and credit in one polished workflow. MoMoLedger updates balances automatically and keeps your daily, weekly, monthly, and yearly reports ready to print or export as PDF.</p>
+      <div class="d-flex flex-wrap gap-3 mt-4">
+        {% if request.user.is_authenticated %}
+        <a class="btn btn-momo-primary btn-lg" href="{% url 'transaction_create' %}">Record a transaction</a>
+        <a class="btn btn-momo-ghost btn-lg" href="{% url 'reports' %}">Open reports</a>
+        {% else %}
+        <a class="btn btn-momo-primary btn-lg" href="{% url 'signup' %}">Create agent account</a>
+        <a class="btn btn-momo-ghost btn-lg" href="{% url 'login' %}">Sign in</a>
+        {% endif %}
+      </div>
+      <div class="hero-metrics row row-cols-1 row-cols-sm-3 g-3 mt-4">
+        <div class="col"><div class="metric-card"><strong>8</strong><span>Transaction types with smart balance rules</span></div></div>
+        <div class="col"><div class="metric-card"><strong>1%</strong><span>Sending fee calculated automatically</span></div></div>
+        <div class="col"><div class="metric-card"><strong>4</strong><span>Report ranges: day, week, month, year</span></div></div>
+      </div>
+    </div>
+    <div class="col-lg-5">
+      <div class="glass-card auth-showcase">
+        <div class="row g-3 g-lg-4">
+          <div class="col-md-6 col-lg-12 col-xl-6">
+            <div class="soft-card h-100">
+              <p class="card-kicker">Welcome page</p>
+              <h2 class="section-title-sm">Sign up & login</h2>
+              <p class="muted-copy">Start with a secure agent account, then return to your dashboard anytime.</p>
+              <div class="d-grid gap-2 mt-3">
+                <a class="btn btn-momo-primary" href="{% url 'signup' %}">Sign up</a>
+                <a class="btn btn-momo-ghost" href="{% url 'login' %}">Log in</a>
+              </div>
+            </div>
+          </div>
+          <div class="col-md-6 col-lg-12 col-xl-6">
+            <div class="soft-card h-100">
+              <p class="card-kicker">Brand your reports</p>
+              <h2 class="section-title-sm">Business setup</h2>
+              <p class="muted-copy">Add your business name, logo, and opening balances so every report looks official.</p>
+              {% if request.user.is_authenticated and profile %}
+              <div class="profile-mini mt-3">
+                <div>
+                  <strong>{{ profile.business_name|default:'Business name not set' }}</strong>
+                  <span>{{ profile.owner_label }}</span>
+                </div>
+                <a class="btn btn-sm btn-momo-ghost" href="{% url 'profile' %}">Edit</a>
+              </div>
+              {% else %}
+              <a class="btn btn-momo-ghost mt-3" href="{% url 'signup' %}">Create account to set profile</a>
+              {% endif %}
+            </div>
+          </div>
+        </div>
+      </div>
     </div>
-    <p class="hint">AppWizzy AI is collecting your requirements and applying the first changes.</p>
-    <p class="hint">This page will refresh automatically as the plan is implemented.</p>
-    <p class="runtime">
-      Runtime: Django <code>{{ django_version }}</code> · Python <code>{{ python_version }}</code>
-      — UTC <code>{{ current_time|date:"Y-m-d H:i:s" }}</code>
-    </p>
   </div>
-</main>
-<footer>
-  Page updated: {{ current_time|date:"Y-m-d H:i:s" }} (UTC)
-</footer>
-{% endblock %}
\ No newline at end of file
+  <div class="shape shape-one"></div>
+  <div class="shape shape-two"></div>
+</section>
+
+{% if request.user.is_authenticated and profile %}
+<section class="dashboard-grid mb-5">
+  <div class="row g-4">
+    <div class="col-lg-8">
+      <div class="content-card mb-4">
+        <div class="section-header d-flex flex-wrap justify-content-between align-items-center gap-3 mb-4">
+          <div>
+            <p class="card-kicker mb-1">Live balances</p>
+            <h2 class="section-title mb-0">{{ profile.business_name|default:'Your business dashboard' }}</h2>
+          </div>
+          <a class="btn btn-momo-primary" href="{% url 'transaction_create' %}">New transaction</a>
+        </div>
+        <div class="row g-3">
+          <div class="col-md-4">
+            <article class="balance-card balance-card-primary">
+              <span>E-cash</span>
+              <strong>{{ profile.current_ecash }}</strong>
+              <small>Opening {{ profile.opening_ecash }}</small>
+            </article>
+          </div>
+          <div class="col-md-4">
+            <article class="balance-card balance-card-secondary">
+              <span>Physical cash</span>
+              <strong>{{ profile.current_physical_cash }}</strong>
+              <small>Opening {{ profile.opening_physical_cash }}</small>
+            </article>
+          </div>
+          <div class="col-md-4">
+            <article class="balance-card balance-card-accent">
+              <span>Today’s volume</span>
+              <strong>{{ today_total }}</strong>
+              <small>{{ today_count }} transactions · fees {{ today_fees }}</small>
+            </article>
+          </div>
+        </div>
+      </div>
+      <div class="content-card">
+        <div class="section-header d-flex justify-content-between align-items-center mb-4">
+          <div>
+            <p class="card-kicker mb-1">Recent activity</p>
+            <h2 class="section-title mb-0">Latest transactions</h2>
+          </div>
+          <a class="text-link" href="{% url 'transaction_list' %}">View all</a>
+        </div>
+        {% if recent_transactions %}
+        <div class="table-responsive">
+          <table class="table align-middle momo-table">
+            <thead>
+              <tr>
+                <th>Client</th>
+                <th>Type</th>
+                <th>Amount</th>
+                <th>Fee</th>
+                <th>When</th>
+                <th></th>
+              </tr>
+            </thead>
+            <tbody>
+              {% for transaction in recent_transactions %}
+              <tr>
+                <td>{{ transaction.client_name }}</td>
+                <td><span class="badge momo-badge">{{ transaction.get_transaction_type_display }}</span></td>
+                <td>{{ transaction.amount }}</td>
+                <td>{{ transaction.service_charge }}</td>
+                <td>{{ transaction.created_at|date:"M d, Y H:i" }}</td>
+                <td><a class="text-link" href="{% url 'transaction_detail' transaction.id %}">Details</a></td>
+              </tr>
+              {% endfor %}
+            </tbody>
+          </table>
+        </div>
+        {% else %}
+        <div class="empty-state">
+          <h3>No transactions yet</h3>
+          <p>Record your first cash movement to see balance updates and report activity.</p>
+          <a class="btn btn-momo-primary" href="{% url 'transaction_create' %}">Create first transaction</a>
+        </div>
+        {% endif %}
+      </div>
+    </div>
+    <div class="col-lg-4">
+      <div class="content-card mb-4">
+        <p class="card-kicker mb-1">Quick workflow</p>
+        <h2 class="section-title mb-3">What you can do now</h2>
+        <div class="stack-list">
+          <div class="stack-item">
+            <strong>1. Business setup</strong>
+            <span>Add name, logo, and opening balances.</span>
+          </div>
+          <div class="stack-item">
+            <strong>2. Log transactions</strong>
+            <span>Client name + amount + type updates wallets instantly.</span>
+          </div>
+          <div class="stack-item">
+            <strong>3. Export reports</strong>
+            <span>Daily, weekly, monthly, yearly, printable, and PDF-ready.</span>
+          </div>
+        </div>
+      </div>
+      <div class="content-card">
+        <p class="card-kicker mb-1">Report shortcuts</p>
+        <h2 class="section-title mb-3">Period summaries</h2>
+        <div class="report-shortcuts d-grid gap-2">
+          <a class="btn btn-momo-ghost text-start" href="{% url 'reports' %}?period=daily">Daily report</a>
+          <a class="btn btn-momo-ghost text-start" href="{% url 'reports' %}?period=weekly">Weekly report</a>
+          <a class="btn btn-momo-ghost text-start" href="{% url 'reports' %}?period=monthly">Monthly report</a>
+          <a class="btn btn-momo-ghost text-start" href="{% url 'reports' %}?period=yearly">Yearly report</a>
+        </div>
+      </div>
+    </div>
+  </div>
+</section>
+{% else %}
+<section class="content-card">
+  <div class="row g-4 align-items-center">
+    <div class="col-lg-6">
+      <p class="card-kicker mb-1">First delivery included</p>
+      <h2 class="section-title">A real workflow, not just a landing page</h2>
+      <p class="muted-copy">This first version includes account access, business setup, transaction logging with balance rules, and a branded report center with print and PDF export.</p>
+    </div>
+    <div class="col-lg-6">
+      <div class="row g-3">
+        <div class="col-sm-6"><div class="mini-feature"><strong>Cash-in</strong><span>e-cash decreases, physical cash increases.</span></div></div>
+        <div class="col-sm-6"><div class="mini-feature"><strong>Cash-out</strong><span>physical cash decreases, e-cash increases.</span></div></div>
+        <div class="col-sm-6"><div class="mini-feature"><strong>Sending</strong><span>1% fee added automatically.</span></div></div>
+        <div class="col-sm-6"><div class="mini-feature"><strong>Reports</strong><span>Daily to yearly export flow.</span></div></div>
+      </div>
+    </div>
+  </div>
+</section>
+{% endif %}
+{% endblock %}
diff --git a/core/templates/core/profile_form.html b/core/templates/core/profile_form.html
new file mode 100644
index 0000000..61c2463
--- /dev/null
+++ b/core/templates/core/profile_form.html
@@ -0,0 +1,60 @@
+{% extends "base.html" %}
+
+{% block title %}{{ page_title }}{% endblock %}
+{% block meta_description %}{{ meta_description }}{% endblock %}
+
+{% block content %}
+<section class="page-intro mb-4">
+  <span class="eyebrow">Business setup</span>
+  <h1 class="section-title">Brand your MoMo reports</h1>
+  <p class="muted-copy">Set your business name, upload a logo, and define your opening wallet balances. These details appear across the dashboard and report exports.</p>
+</section>
+<div class="row g-4">
+  <div class="col-lg-7">
+    <article class="content-card">
+      <form method="post" enctype="multipart/form-data" class="momo-form" novalidate>
+        {% csrf_token %}
+        <div class="row g-3">
+          {% for field in form %}
+          <div class="col-12 {% if field.name != 'logo' %}col-md-6{% endif %}">
+            <label class="form-label" for="{{ field.id_for_label }}">{{ field.label }}</label>
+            {{ field }}
+            {% if field.help_text %}<div class="form-help">{{ field.help_text }}</div>{% endif %}
+            {% for error in field.errors %}<div class="form-error">{{ error }}</div>{% endfor %}
+          </div>
+          {% endfor %}
+        </div>
+        {% for error in form.non_field_errors %}<div class="form-error mt-3">{{ error }}</div>{% endfor %}
+        <button class="btn btn-momo-primary btn-lg mt-4" type="submit">Save business profile</button>
+      </form>
+    </article>
+  </div>
+  <div class="col-lg-5">
+    <article class="content-card h-100">
+      <p class="card-kicker mb-1">Report preview</p>
+      <h2 class="section-title mb-3">How your business appears</h2>
+      <div class="report-preview-card">
+        <div class="report-preview-header">
+          {% if profile.logo %}
+          <img src="{{ profile.logo.url }}" alt="{{ profile.business_name|default:'Business' }} logo" class="logo-thumb">
+          {% else %}
+          <div class="logo-placeholder">Logo</div>
+          {% endif %}
+          <div>
+            <strong>{{ profile.business_name|default:'Business name will appear here' }}</strong>
+            <span>{{ profile.owner_label }}</span>
+            <span>{{ request.user.email|default:'Email not set yet' }}</span>
+          </div>
+        </div>
+        <div class="preview-metrics">
+          <div><span>Opening e-cash</span><strong>{{ profile.opening_ecash }}</strong></div>
+          <div><span>Opening physical cash</span><strong>{{ profile.opening_physical_cash }}</strong></div>
+          <div><span>Current e-cash</span><strong>{{ profile.current_ecash }}</strong></div>
+          <div><span>Current physical cash</span><strong>{{ profile.current_physical_cash }}</strong></div>
+        </div>
+      </div>
+      <p class="form-help mt-3 mb-0">If you have not posted any transactions yet, saving this form also sets your starting current balances.</p>
+    </article>
+  </div>
+</div>
+{% endblock %}
diff --git a/core/templates/core/reports.html b/core/templates/core/reports.html
new file mode 100644
index 0000000..c899b32
--- /dev/null
+++ b/core/templates/core/reports.html
@@ -0,0 +1,127 @@
+{% extends "base.html" %}
+
+{% block title %}{{ page_title }}{% endblock %}
+{% block meta_description %}{{ meta_description }}{% endblock %}
+
+{% block content %}
+<section class="page-intro mb-4 d-flex flex-wrap justify-content-between align-items-end gap-3">
+  <div>
+    <span class="eyebrow">Report centre</span>
+    <h1 class="section-title">Daily, weekly, monthly, and yearly reports</h1>
+    <p class="muted-copy">Filter your period, print the page, or download a branded PDF that includes your business name, logo, and user details.</p>
+  </div>
+  <div class="d-flex flex-wrap gap-2">
+    <button class="btn btn-momo-ghost" onclick="window.print()">Print report</button>
+    <a class="btn btn-momo-primary" href="{% url 'report_pdf' %}?period={{ form.cleaned_data.period|default:request.GET.period|default:'daily' }}{% if request.GET.start_date %}&start_date={{ request.GET.start_date }}{% endif %}{% if request.GET.end_date %}&end_date={{ request.GET.end_date }}{% endif %}">Download PDF</a>
+  </div>
+</section>
+<div class="row g-4 mb-4">
+  <div class="col-lg-4">
+    <article class="content-card h-100">
+      <form method="get" class="momo-form" novalidate>
+        <div class="d-grid gap-3">
+          {% for field in form %}
+          <div>
+            <label class="form-label" for="{{ field.id_for_label }}">{{ field.label }}</label>
+            {{ field }}
+            {% for error in field.errors %}<div class="form-error">{{ error }}</div>{% endfor %}
+          </div>
+          {% endfor %}
+          {% for error in form.non_field_errors %}<div class="form-error">{{ error }}</div>{% endfor %}
+        </div>
+        <button class="btn btn-momo-primary mt-4" type="submit">Refresh report</button>
+      </form>
+    </article>
+  </div>
+  <div class="col-lg-8">
+    <article class="content-card report-sheet">
+      <div class="report-sheet-header">
+        <div class="report-brand d-flex gap-3 align-items-center">
+          {% if profile.logo %}
+          <img src="{{ profile.logo.url }}" alt="{{ profile.business_name }} logo" class="logo-thumb">
+          {% else %}
+          <div class="logo-placeholder">Logo</div>
+          {% endif %}
+          <div>
+            <h2 class="section-title mb-1">{{ profile.business_name|default:'MoMoLedger Business' }}</h2>
+            <p class="muted-copy mb-0">{{ profile.owner_label }} · {{ request.user.username }} · {{ request.user.email|default:'Email not set' }}</p>
+          </div>
+        </div>
+        <div class="report-window text-lg-end">
+          <span class="eyebrow">Report window</span>
+          <strong>{{ start_date }} to {{ end_date }}</strong>
+        </div>
+      </div>
+      <div class="row g-3 my-1">
+        <div class="col-md-3"><div class="mini-stat"><span>Transactions</span><strong>{{ total_count }}</strong></div></div>
+        <div class="col-md-3"><div class="mini-stat"><span>Gross amount</span><strong>{{ total_amount }}</strong></div></div>
+        <div class="col-md-3"><div class="mini-stat"><span>Service fees</span><strong>{{ total_fees }}</strong></div></div>
+        <div class="col-md-3"><div class="mini-stat"><span>Closing cash</span><strong>{{ closing_physical }}</strong></div></div>
+      </div>
+      <div class="preview-metrics two-up mb-4">
+        <div><span>Opening e-cash</span><strong>{{ profile.opening_ecash }}</strong></div>
+        <div><span>Opening physical cash</span><strong>{{ profile.opening_physical_cash }}</strong></div>
+        <div><span>Closing e-cash</span><strong>{{ closing_ecash }}</strong></div>
+        <div><span>Closing physical cash</span><strong>{{ closing_physical }}</strong></div>
+      </div>
+      <div class="table-responsive mb-4">
+        <table class="table align-middle momo-table">
+          <thead>
+            <tr>
+              <th>Type</th>
+              <th>Count</th>
+              <th>Amount</th>
+              <th>Fees</th>
+            </tr>
+          </thead>
+          <tbody>
+            {% for row in summary %}
+            <tr>
+              <td>{{ row.label }}</td>
+              <td>{{ row.count }}</td>
+              <td>{{ row.amount }}</td>
+              <td>{{ row.fees }}</td>
+            </tr>
+            {% endfor %}
+          </tbody>
+        </table>
+      </div>
+      <div class="table-responsive">
+        <table class="table align-middle momo-table">
+          <thead>
+            <tr>
+              <th>Date</th>
+              <th>Client</th>
+              <th>Type</th>
+              <th>Amount</th>
+              <th>Fee</th>
+              <th>Balances after</th>
+            </tr>
+          </thead>
+          <tbody>
+            {% for transaction in entries %}
+            <tr>
+              <td>{{ transaction.created_at|date:"M d, Y H:i" }}</td>
+              <td>{{ transaction.client_name }}</td>
+              <td>{{ transaction.get_transaction_type_display }}</td>
+              <td>{{ transaction.amount }}</td>
+              <td>{{ transaction.service_charge }}</td>
+              <td>E {{ transaction.ecash_after }} · P {{ transaction.physical_after }}</td>
+            </tr>
+            {% empty %}
+            <tr>
+              <td colspan="6">
+                <div class="empty-state py-4">
+                  <h3>No entries in this period</h3>
+                  <p>Try another range or add a new transaction to populate the report.</p>
+                </div>
+              </td>
+            </tr>
+            {% endfor %}
+          </tbody>
+        </table>
+      </div>
+    </article>
+  </div>
+</div>
+{% endblock %}
diff --git a/core/templates/core/transaction_detail.html b/core/templates/core/transaction_detail.html
new file mode 100644
index 0000000..307b74d
--- /dev/null
+++ b/core/templates/core/transaction_detail.html
@@ -0,0 +1,41 @@
+{% extends "base.html" %}
+
+{% block title %}{{ page_title }}{% endblock %}
+{% block meta_description %}{{ meta_description }}{% endblock %}
+
+{% block content %}
+<section class="page-intro mb-4 d-flex flex-wrap justify-content-between align-items-end gap-3">
+  <div>
+    <span class="eyebrow">Transaction detail</span>
+    <h1 class="section-title">{{ transaction.get_transaction_type_display }} for {{ transaction.client_name }}</h1>
+    <p class="muted-copy">Saved on {{ transaction.created_at|date:"F d, Y H:i" }}.</p>
+  </div>
+  <a class="btn btn-momo-ghost" href="{% url 'transaction_list' %}">Back to log</a>
+</section>
+<div class="row g-4">
+  <div class="col-lg-8">
+    <article class="content-card">
+      <div class="detail-grid">
+        <div><span>Business</span><strong>{{ profile.business_name }}</strong></div>
+        <div><span>Client</span><strong>{{ transaction.client_name }}</strong></div>
+        <div><span>Amount</span><strong>{{ transaction.amount }}</strong></div>
+        <div><span>Service charge</span><strong>{{ transaction.service_charge }}</strong></div>
+        <div><span>Recorded by</span><strong>{{ transaction.created_by.get_full_name|default:transaction.created_by.username }}</strong></div>
+        <div><span>Notes</span><strong>{{ transaction.notes|default:'—' }}</strong></div>
+      </div>
+    </article>
+  </div>
+  <div class="col-lg-4">
+    <article class="content-card h-100">
+      <p class="card-kicker mb-1">Balance impact</p>
+      <h2 class="section-title mb-3">Wallet movement</h2>
+      <div class="movement-card">
+        <div><span>E-cash before</span><strong>{{ transaction.ecash_before }}</strong></div>
+        <div><span>E-cash after</span><strong>{{ transaction.ecash_after }}</strong></div>
+        <div><span>Physical before</span><strong>{{ transaction.physical_before }}</strong></div>
+        <div><span>Physical after</span><strong>{{ transaction.physical_after }}</strong></div>
+      </div>
+    </article>
+  </div>
+</div>
+{% endblock %}
diff --git a/core/templates/core/transaction_form.html b/core/templates/core/transaction_form.html
new file mode 100644
index 0000000..cc34a5c
--- /dev/null
+++ b/core/templates/core/transaction_form.html
@@ -0,0 +1,48 @@
+{% extends "base.html" %}
+
+{% block title %}{{ page_title }}{% endblock %}
+{% block meta_description %}{{ meta_description }}{% endblock %}
+
+{% block content %}
+<section class="page-intro mb-4">
+  <span class="eyebrow">Transaction input</span>
+  <h1 class="section-title">Record a new cash movement</h1>
+  <p class="muted-copy">Choose a transaction type and MoMoLedger applies the wallet movement rules for you. Defaults: Debt and Expenditure reduce physical cash, while Credit increases physical cash.</p>
+</section>
+<div class="row g-4">
+  <div class="col-lg-7">
+    <article class="content-card">
+      <form method="post" class="momo-form" novalidate>
+        {% csrf_token %}
+        <div class="row g-3">
+          {% for field in form %}
+          <div class="col-12 {% if field.name != 'notes' %}col-md-6{% endif %}">
+            <label class="form-label" for="{{ field.id_for_label }}">{{ field.label }}</label>
+            {{ field }}
+            {% for error in field.errors %}<div class="form-error">{{ error }}</div>{% endfor %}
+          </div>
+          {% endfor %}
+        </div>
+        {% for error in form.non_field_errors %}<div class="form-error mt-3">{{ error }}</div>{% endfor %}
+        <button class="btn btn-momo-primary btn-lg mt-4" type="submit">Save transaction</button>
+      </form>
+    </article>
+  </div>
+  <div class="col-lg-5">
+    <article class="content-card h-100">
+      <p class="card-kicker mb-1">Current wallet state</p>
+      <h2 class="section-title mb-3">{{ profile.business_name }}</h2>
+      <div class="preview-metrics two-up">
+        <div><span>E-cash available</span><strong>{{ profile.current_ecash }}</strong></div>
+        <div><span>Physical cash available</span><strong>{{ profile.current_physical_cash }}</strong></div>
+      </div>
+      <div class="rule-list mt-4">
+        <div class="rule-item"><strong>Cash-In</strong><span>e-cash − amount, physical cash + amount</span></div>
+        <div class="rule-item"><strong>Cash-out</strong><span>physical cash − amount, e-cash + amount</span></div>
+        <div class="rule-item"><strong>Sending</strong><span>e-cash − amount, physical cash + amount + 1% fee</span></div>
+        <div class="rule-item"><strong>Airtime / Transfer</strong><span>e-cash − amount, physical cash + amount</span></div>
+      </div>
+    </article>
+  </div>
+</div>
+{% endblock %}
diff --git a/core/templates/core/transaction_list.html b/core/templates/core/transaction_list.html
new file mode 100644
index 0000000..3c23ac5
--- /dev/null
+++ b/core/templates/core/transaction_list.html
@@ -0,0 +1,58 @@
+{% extends "base.html" %}
+
+{% block title %}{{ page_title }}{% endblock %}
+{% block meta_description %}{{ meta_description }}{% endblock %}
+
+{% block content %}
+<section class="page-intro mb-4 d-flex flex-wrap justify-content-between align-items-end gap-3">
+  <div>
+    <span class="eyebrow">Transaction log</span>
+    <h1 class="section-title">All recorded transactions</h1>
+    <p class="muted-copy">Review entries, totals, and drill into the exact balance movements for each one.</p>
+  </div>
+  <a class="btn btn-momo-primary" href="{% url 'transaction_create' %}">Add transaction</a>
+</section>
+<section class="row g-4 mb-4">
+  <div class="col-md-4"><article class="balance-card balance-card-primary"><span>Total entries</span><strong>{{ summary.total_count|default:0 }}</strong></article></div>
+  <div class="col-md-4"><article class="balance-card balance-card-secondary"><span>Total amount</span><strong>{{ summary.total_amount|default:0 }}</strong></article></div>
+  <div class="col-md-4"><article class="balance-card balance-card-accent"><span>Total service fees</span><strong>{{ summary.total_fees|default:0 }}</strong></article></div>
+</section>
+<section class="content-card">
+  {% if transactions %}
+  <div class="table-responsive">
+    <table class="table align-middle momo-table">
+      <thead>
+        <tr>
+          <th>Client</th>
+          <th>Type</th>
+          <th>Amount</th>
+          <th>Service charge</th>
+          <th>Balances after</th>
+          <th>Date</th>
+          <th></th>
+        </tr>
+      </thead>
+      <tbody>
+        {% for transaction in transactions %}
+        <tr>
+          <td>{{ transaction.client_name }}</td>
+          <td><span class="badge momo-badge">{{ transaction.get_transaction_type_display }}</span></td>
+          <td>{{ transaction.amount }}</td>
+          <td>{{ transaction.service_charge }}</td>
+          <td>E {{ transaction.ecash_after }} · P {{ transaction.physical_after }}</td>
+          <td>{{ transaction.created_at|date:"M d, Y H:i" }}</td>
+          <td><a class="text-link" href="{% url 'transaction_detail' transaction.id %}">Open</a></td>
+        </tr>
+        {% endfor %}
+      </tbody>
+    </table>
+  </div>
+  {% else %}
+  <div class="empty-state">
+    <h3>No entries yet</h3>
+    <p>Your transaction log will appear here after the first saved record.</p>
+    <a class="btn btn-momo-primary" href="{% url 'transaction_create' %}">Create first transaction</a>
+  </div>
+  {% endif %}
+</section>
+{% endblock %}
diff --git a/core/tests.py b/core/tests.py
index 7ce503c..17b2c63 100644
--- a/core/tests.py
+++ b/core/tests.py
@@ -1,3 +1,46 @@
+from decimal import Decimal
+
+from django.contrib.auth.models import User
 from django.test import TestCase
 
-# Create your tests here.
+from .models import BusinessProfile, Transaction
+
+
+class TransactionLogicTests(TestCase):
+    def setUp(self):
+        self.user = User.objects.create_user(username='agent', password='secret123')
+        self.profile = BusinessProfile.objects.create(
+            user=self.user,
+            business_name='BrightPay',
+            opening_ecash=Decimal('1000.00'),
+            opening_physical_cash=Decimal('500.00'),
+            current_ecash=Decimal('1000.00'),
+            current_physical_cash=Decimal('500.00'),
+        )
+
+    def test_cash_in_moves_value_from_ecash_to_physical_cash(self):
+        entry = Transaction.create_logged_transaction(
+            business=self.profile,
+            user=self.user,
+            client_name='Ama',
+            amount=Decimal('100.00'),
+            transaction_type=Transaction.CASH_IN,
+        )
+        self.profile.refresh_from_db()
+        self.assertEqual(entry.ecash_after, Decimal('900.00'))
+        self.assertEqual(entry.physical_after, Decimal('600.00'))
+        self.assertEqual(self.profile.current_ecash, Decimal('900.00'))
+        self.assertEqual(self.profile.current_physical_cash, Decimal('600.00'))
+
+    def test_sending_adds_one_percent_service_charge_to_physical_cash(self):
+        entry = Transaction.create_logged_transaction(
+            business=self.profile,
+            user=self.user,
+            client_name='Kojo',
+            amount=Decimal('200.00'),
+            transaction_type=Transaction.SENDING,
+        )
+        self.profile.refresh_from_db()
+        self.assertEqual(entry.service_charge, Decimal('2.00'))
+        self.assertEqual(entry.ecash_after, Decimal('800.00'))
+        self.assertEqual(entry.physical_after, Decimal('702.00'))
diff --git a/core/urls.py b/core/urls.py
index 6299e3d..8a01ab5 100644
--- a/core/urls.py
+++ b/core/urls.py
@@ -1,7 +1,39 @@
 from django.urls import path
 
-from .views import home
+from .views import (
+    api_health_view,
+    api_login_view,
+    api_logout_view,
+    api_profile_view,
+    api_transaction_detail_view,
+    api_transactions_view,
+    home,
+    login_view,
+    logout_view,
+    profile_view,
+    report_pdf_view,
+    reports_view,
+    signup_view,
+    transaction_create_view,
+    transaction_detail_view,
+    transaction_list_view,
+)
 
 urlpatterns = [
-    path("", home, name="home"),
+    path('', home, name='home'),
+    path('api/health/', api_health_view, name='api_health'),
+    path('api/login/', api_login_view, name='api_login'),
+    path('api/logout/', api_logout_view, name='api_logout'),
+    path('api/profile/', api_profile_view, name='api_profile'),
+    path('api/transactions/', api_transactions_view, name='api_transactions'),
+    path('api/transactions/<int:transaction_id>/', api_transaction_detail_view, name='api_transaction_detail'),
+    path('signup/', signup_view, name='signup'),
+    path('login/', login_view, name='login'),
+    path('logout/', logout_view, name='logout'),
+    path('profile/', profile_view, name='profile'),
+    path('transactions/new/', transaction_create_view, name='transaction_create'),
+    path('transactions/', transaction_list_view, name='transaction_list'),
+    path('transactions/<int:transaction_id>/', transaction_detail_view, name='transaction_detail'),
+    path('reports/', reports_view, name='reports'),
+    path('reports/pdf/', report_pdf_view, name='report_pdf'),
 ]
diff --git a/core/views.py b/core/views.py
index c9aed12..6c79b4c 100644
--- a/core/views.py
+++ b/core/views.py
@@ -1,25 +1,543 @@
-import os
-import platform
+import json
+from datetime import datetime, time
+from io import BytesIO
 
-from django import get_version as django_version
-from django.shortcuts import render
+from django.contrib import messages
+from django.contrib.auth import authenticate, login, logout
+from django.contrib.auth.decorators import login_required
+from django.core.exceptions import ValidationError
+from django.db.models import Count, Sum
+from django.http import FileResponse, Http404, JsonResponse
+from django.shortcuts import get_object_or_404, redirect, render
+from django.views.decorators.csrf import csrf_exempt
+from django.views.decorators.http import require_GET, require_POST, require_http_methods
 from django.utils import timezone
 
+from .forms import BusinessProfileForm, LoginForm, ReportFilterForm, SignUpForm, TransactionForm
+from .models import BusinessProfile, Transaction
+
+
+def api_login_required(view_func):
+    def wrapped(request, *args, **kwargs):
+        if not request.user.is_authenticated:
+            return JsonResponse({
+                'ok': False,
+                'error': 'Authentication required.',
+            }, status=401)
+        return view_func(request, *args, **kwargs)
+
+    return wrapped
+
+
+def serialize_transaction(entry):
+    return {
+        'id': entry.id,
+        'client_name': entry.client_name,
+        'amount': str(entry.amount),
+        'transaction_type': entry.transaction_type,
+        'transaction_type_label': entry.get_transaction_type_display(),
+        'service_charge': str(entry.service_charge),
+        'notes': entry.notes,
+        'ecash_before': str(entry.ecash_before),
+        'ecash_after': str(entry.ecash_after),
+        'physical_before': str(entry.physical_before),
+        'physical_after': str(entry.physical_after),
+        'created_by': entry.created_by.username,
+        'created_at': timezone.localtime(entry.created_at).isoformat(),
+    }
+
+
+def get_profile(user):
+    profile, _ = BusinessProfile.objects.get_or_create(user=user)
+    return profile
+
+
+def build_report_snapshot(profile, params=None):
+    form = ReportFilterForm(params or None)
+    form.is_valid()
+    start_date, end_date = form.get_range() if form.cleaned_data else (timezone.localdate(), timezone.localdate())
+    start_dt = timezone.make_aware(datetime.combine(start_date, time.min))
+    end_dt = timezone.make_aware(datetime.combine(end_date, time.max))
+    entries = profile.transactions.filter(created_at__range=(start_dt, end_dt)).select_related('created_by')
+    summary_rows = entries.values('transaction_type').annotate(
+        total_amount=Sum('amount'),
+        total_fees=Sum('service_charge'),
+        total_count=Count('id'),
+    )
+    summary_map = {row['transaction_type']: row for row in summary_rows}
+    ordered_summary = []
+    for value, label in Transaction.TYPE_CHOICES:
+        row = summary_map.get(value)
+        ordered_summary.append({
+            'key': value,
+            'label': label,
+            'count': row['total_count'] if row else 0,
+            'amount': row['total_amount'] if row and row['total_amount'] else 0,
+            'fees': row['total_fees'] if row and row['total_fees'] else 0,
+        })
+    totals = entries.aggregate(total_amount=Sum('amount'), total_fees=Sum('service_charge'), total_count=Count('id'))
+    latest_entry = entries.order_by('-created_at', '-id').first()
+    closing_ecash = latest_entry.ecash_after if latest_entry else profile.current_ecash
+    closing_physical = latest_entry.physical_after if latest_entry else profile.current_physical_cash
+    return {
+        'form': form,
+        'entries': entries.order_by('-created_at', '-id'),
+        'summary': ordered_summary,
+        'total_amount': totals['total_amount'] or 0,
+        'total_fees': totals['total_fees'] or 0,
+        'total_count': totals['total_count'] or 0,
+        'start_date': start_date,
+        'end_date': end_date,
+        'closing_ecash': closing_ecash,
+        'closing_physical': closing_physical,
+    }
+
 
 def home(request):
-    """Render the landing screen with loader and environment details."""
-    host_name = request.get_host().lower()
-    agent_brand = "AppWizzy" if host_name == "appwizzy.com" else "Flatlogic"
-    now = timezone.now()
-
     context = {
-        "project_name": "New Style",
-        "agent_brand": agent_brand,
-        "django_version": django_version(),
-        "python_version": platform.python_version(),
-        "current_time": now,
-        "host_name": host_name,
-        "project_description": os.getenv("PROJECT_DESCRIPTION", ""),
-        "project_image_url": os.getenv("PROJECT_IMAGE_URL", ""),
+        'page_title': 'MoMoLedger | Agent wallet dashboard',
+        'meta_description': 'Manage MoMo transactions, balances, business branding, and daily-to-yearly reports from one polished dashboard.',
+        'signup_form': SignUpForm(),
+        'login_form': LoginForm(request=request),
     }
-    return render(request, "core/index.html", context)
+    if request.user.is_authenticated:
+        profile = get_profile(request.user)
+        report_snapshot = build_report_snapshot(profile, {'period': 'daily'})
+        context.update({
+            'profile': profile,
+            'recent_transactions': profile.transactions.select_related('created_by')[:5],
+            'today_total': report_snapshot['total_amount'],
+            'today_fees': report_snapshot['total_fees'],
+            'today_count': report_snapshot['total_count'],
+        })
+    return render(request, 'core/index.html', context)
+
+
+def signup_view(request):
+    if request.user.is_authenticated:
+        return redirect('home')
+    form = SignUpForm(request.POST or None)
+    if request.method == 'POST' and form.is_valid():
+        user = form.save()
+        BusinessProfile.objects.get_or_create(user=user)
+        login(request, user)
+        messages.success(request, 'Welcome! Your account is ready. Set your business details next.')
+        return redirect('profile')
+    return render(request, 'core/auth.html', {
+        'form': form,
+        'mode': 'signup',
+        'page_title': 'Create your MoMo account',
+        'meta_description': 'Create your mobile money business account and start tracking your balances securely.',
+    })
+
+
+def login_view(request):
+    if request.user.is_authenticated:
+        return redirect('home')
+    form = LoginForm(request=request, data=request.POST or None)
+    if request.method == 'POST' and form.is_valid():
+        login(request, form.get_user())
+        messages.success(request, 'Welcome back to your MoMo dashboard.')
+        return redirect('home')
+    return render(request, 'core/auth.html', {
+        'form': form,
+        'mode': 'login',
+        'page_title': 'Log in to MoMoLedger',
+        'meta_description': 'Access your mobile money dashboard, balances, transaction log, and reports.',
+    })
+
+
+@login_required
+def logout_view(request):
+    logout(request)
+    messages.info(request, 'You have been logged out.')
+    return redirect('home')
+
+
+@login_required
+def profile_view(request):
+    profile = get_profile(request.user)
+    form = BusinessProfileForm(request.POST or None, request.FILES or None, instance=profile)
+    if request.method == 'POST' and form.is_valid():
+        profile = form.save()
+        messages.success(request, 'Business profile saved. Your branding will now appear on reports.')
+        return redirect('profile')
+    return render(request, 'core/profile_form.html', {
+        'form': form,
+        'profile': profile,
+        'page_title': 'Business setup | MoMoLedger',
+        'meta_description': 'Update your business name, logo, and opening wallet balances for branded reports.',
+    })
+
+
+@login_required
+def transaction_create_view(request):
+    profile = get_profile(request.user)
+    if not profile.business_name:
+        messages.info(request, 'Start by saving your business profile before logging transactions.')
+        return redirect('profile')
+    form = TransactionForm(request.POST or None, business=profile)
+    if request.method == 'POST' and form.is_valid():
+        entry = form.save(request.user)
+        messages.success(request, 'Transaction recorded and balances updated automatically.')
+        return redirect('transaction_detail', transaction_id=entry.id)
+    return render(request, 'core/transaction_form.html', {
+        'form': form,
+        'profile': profile,
+        'page_title': 'New transaction | MoMoLedger',
+        'meta_description': 'Record cash-in, cash-out, sending, airtime, transfer, debt, expenditure, and credit in one place.',
+    })
+
+
+@login_required
+def transaction_list_view(request):
+    profile = get_profile(request.user)
+    entries = profile.transactions.select_related('created_by')
+    summary = entries.aggregate(total_amount=Sum('amount'), total_fees=Sum('service_charge'), total_count=Count('id'))
+    return render(request, 'core/transaction_list.html', {
+        'profile': profile,
+        'transactions': entries,
+        'summary': summary,
+        'page_title': 'Transactions | MoMoLedger',
+        'meta_description': 'Browse recent mobile money transactions and review balance movements.',
+    })
+
+
+@login_required
+def transaction_detail_view(request, transaction_id):
+    profile = get_profile(request.user)
+    entry = get_object_or_404(profile.transactions.select_related('created_by'), id=transaction_id)
+    return render(request, 'core/transaction_detail.html', {
+        'profile': profile,
+        'transaction': entry,
+        'page_title': f'{entry.get_transaction_type_display()} details | MoMoLedger',
+        'meta_description': 'Inspect one MoMo transaction and see the exact e-cash and physical cash balance effect.',
+    })
+
+
+@login_required
+def reports_view(request):
+    profile = get_profile(request.user)
+    snapshot = build_report_snapshot(profile, request.GET or {'period': 'daily'})
+    context = {
+        'profile': profile,
+        'page_title': 'Reports | MoMoLedger',
+        'meta_description': 'View printable MoMo business reports by day, week, month, year, or a custom date range.',
+        **snapshot,
+    }
+    return render(request, 'core/reports.html', context)
+
+
+@login_required
+def report_pdf_view(request):
+    try:
+        from reportlab.lib import colors
+        from reportlab.lib.pagesizes import A4
+        from reportlab.lib.units import cm
+        from reportlab.pdfbase.pdfmetrics import stringWidth
+        from reportlab.pdfgen import canvas
+    except Exception as exc:  # pragma: no cover
+        raise Http404('PDF support is not available.') from exc
+
+    profile = get_profile(request.user)
+    snapshot = build_report_snapshot(profile, request.GET or {'period': 'daily'})
+
+    buffer = BytesIO()
+    pdf = canvas.Canvas(buffer, pagesize=A4)
+    width, height = A4
+    margin = 1.5 * cm
+    y = height - margin
+
+    pdf.setTitle('MoMo report')
+    pdf.setFillColor(colors.HexColor('#0f6f5c'))
+    pdf.rect(0, height - 4 * cm, width, 4 * cm, fill=1, stroke=0)
+    pdf.setFillColor(colors.white)
+    pdf.setFont('Helvetica-Bold', 18)
+    pdf.drawString(margin, height - 1.5 * cm, profile.business_name or 'MoMoLedger Business')
+    pdf.setFont('Helvetica', 10)
+    owner_text = f"Owner: {profile.owner_label} | User: {request.user.username} | Email: {request.user.email or 'Not set'}"
+    pdf.drawString(margin, height - 2.2 * cm, owner_text[:100])
+    pdf.drawString(margin, height - 2.8 * cm, f"Report window: {snapshot['start_date']} to {snapshot['end_date']}")
+
+    if profile.logo:
+        try:
+            pdf.drawImage(profile.logo.path, width - 4.5 * cm, height - 3.2 * cm, width=2.5 * cm, height=2.5 * cm, preserveAspectRatio=True, mask='auto')
+        except Exception:
+            pass
+
+    y = height - 5.2 * cm
+    pdf.setFillColor(colors.HexColor('#143642'))
+    pdf.setFont('Helvetica-Bold', 12)
+    pdf.drawString(margin, y, 'Balance summary')
+    y -= 0.6 * cm
+    pdf.setFont('Helvetica', 10)
+    metrics = [
+        f"Opening e-cash: {profile.opening_ecash}",
+        f"Opening physical: {profile.opening_physical_cash}",
+        f"Closing e-cash: {snapshot['closing_ecash']}",
+        f"Closing physical: {snapshot['closing_physical']}",
+        f"Transactions: {snapshot['total_count']}",
+        f"Gross amount: {snapshot['total_amount']}",
+        f"Service fees: {snapshot['total_fees']}",
+    ]
+    for item in metrics:
+        pdf.drawString(margin, y, item)
+        y -= 0.45 * cm
+
+    y -= 0.2 * cm
+    pdf.setFont('Helvetica-Bold', 12)
+    pdf.drawString(margin, y, 'Transaction type totals')
+    y -= 0.6 * cm
+    pdf.setFont('Helvetica-Bold', 10)
+    pdf.drawString(margin, y, 'Type')
+    pdf.drawString(8.2 * cm, y, 'Count')
+    pdf.drawString(11 * cm, y, 'Amount')
+    pdf.drawString(15 * cm, y, 'Fees')
+    y -= 0.35 * cm
+    pdf.setStrokeColor(colors.HexColor('#d4dfd6'))
+    pdf.line(margin, y, width - margin, y)
+    y -= 0.45 * cm
+    pdf.setFont('Helvetica', 10)
+    for row in snapshot['summary']:
+        if y < 3 * cm:
+            pdf.showPage()
+            y = height - margin
+        pdf.drawString(margin, y, row['label'])
+        pdf.drawString(8.2 * cm, y, str(row['count']))
+        pdf.drawString(11 * cm, y, str(row['amount']))
+        pdf.drawString(15 * cm, y, str(row['fees']))
+        y -= 0.45 * cm
+
+    y -= 0.3 * cm
+    pdf.setFont('Helvetica-Bold', 12)
+    pdf.drawString(margin, y, 'Recent entries')
+    y -= 0.6 * cm
+    pdf.setFont('Helvetica', 9)
+    for entry in snapshot['entries'][:12]:
+        if y < 2.5 * cm:
+            pdf.showPage()
+            y = height - margin
+        label = f"{timezone.localtime(entry.created_at).strftime('%Y-%m-%d %H:%M')} · {entry.get_transaction_type_display()} · {entry.client_name} · {entry.amount}"
+        max_width = width - (2 * margin)
+        while stringWidth(label, 'Helvetica', 9) > max_width and len(label) > 3:
+            label = label[:-4] + '...'
+        pdf.drawString(margin, y, label)
+        y -= 0.42 * cm
+
+    pdf.showPage()
+    pdf.save()
+    buffer.seek(0)
+    filename = f"momo-report-{snapshot['start_date']}-to-{snapshot['end_date']}.pdf"
+    return FileResponse(buffer, as_attachment=True, filename=filename)
+
+
+def parse_api_payload(request):
+    if (request.content_type or '').startswith('application/json'):
+        try:
+            return json.loads(request.body.decode('utf-8') or '{}')
+        except (json.JSONDecodeError, UnicodeDecodeError):
+            return None
+    return request.POST
+
+
+def serialize_form_errors(form):
+    errors = {}
+    for field, items in form.errors.get_json_data().items():
+        errors[field] = [item['message'] for item in items]
+    return errors
+
+
+def build_transaction_summary(profile):
+    summary = profile.transactions.aggregate(
+        total_amount=Sum('amount'),
+        total_fees=Sum('service_charge'),
+        total_count=Count('id'),
+    )
+    return {
+        'total_amount': str(summary['total_amount'] or 0),
+        'total_fees': str(summary['total_fees'] or 0),
+        'total_count': summary['total_count'] or 0,
+    }
+
+
+@require_GET
+def api_health_view(request):
+    return JsonResponse({
+        'ok': True,
+        'app': 'MoMoLedger API',
+        'message': 'Android backend starter endpoints are available.',
+        'server_time': timezone.now().isoformat(),
+        'authenticated': request.user.is_authenticated,
+    })
+
+
+@csrf_exempt
+@require_POST
+def api_login_view(request):
+    if request.user.is_authenticated:
+        profile = get_profile(request.user)
+        return JsonResponse({
+            'ok': True,
+            'message': 'Already logged in.',
+            'user': {
+                'username': request.user.username,
+                'email': request.user.email,
+                'business_name': profile.business_name,
+            },
+        })
+
+    payload = parse_api_payload(request)
+    if payload is None:
+        return JsonResponse({
+            'ok': False,
+            'error': 'Invalid JSON body.',
+        }, status=400)
+
+    username = (payload.get('username') or '').strip()
+    password = payload.get('password') or ''
+
+    if not username or not password:
+        return JsonResponse({
+            'ok': False,
+            'error': 'Username and password are required.',
+        }, status=400)
+
+    user = authenticate(request, username=username, password=password)
+    if user is None:
+        return JsonResponse({
+            'ok': False,
+            'error': 'Invalid username or password.',
+        }, status=401)
+
+    login(request, user)
+    profile = get_profile(user)
+    return JsonResponse({
+        'ok': True,
+        'message': 'Login successful.',
+        'user': {
+            'id': user.id,
+            'username': user.username,
+            'email': user.email,
+            'business_name': profile.business_name,
+        },
+    })
+
+
+@csrf_exempt
+@require_POST
+def api_logout_view(request):
+    if not request.user.is_authenticated:
+        return JsonResponse({
+            'ok': True,
+            'message': 'No active session.',
+        })
+
+    logout(request)
+    return JsonResponse({
+        'ok': True,
+        'message': 'Logout successful.',
+    })
+
+
+@require_GET
+@api_login_required
+def api_profile_view(request):
+    profile = get_profile(request.user)
+    return JsonResponse({
+        'ok': True,
+        'profile': {
+            'username': request.user.username,
+            'email': request.user.email,
+            'owner_label': profile.owner_label,
+            'business_name': profile.business_name,
+            'opening_ecash': str(profile.opening_ecash),
+            'opening_physical_cash': str(profile.opening_physical_cash),
+            'current_ecash': str(profile.current_ecash),
+            'current_physical_cash': str(profile.current_physical_cash),
+            'total_cash': str(profile.total_cash),
+            'created_at': timezone.localtime(profile.created_at).isoformat(),
+            'updated_at': timezone.localtime(profile.updated_at).isoformat(),
+        },
+    })
+
+
+@csrf_exempt
+@api_login_required
+@require_http_methods(['GET', 'POST'])
+def api_transactions_view(request):
+    profile = get_profile(request.user)
+
+    if request.method == 'POST':
+        payload = parse_api_payload(request)
+        if payload is None:
+            return JsonResponse({
+                'ok': False,
+                'error': 'Invalid JSON body.',
+            }, status=400)
+
+        form = TransactionForm(payload or None, business=profile)
+        if not form.is_valid():
+            return JsonResponse({
+                'ok': False,
+                'error': 'Validation failed.',
+                'errors': serialize_form_errors(form),
+            }, status=400)
+
+        try:
+            entry = form.save(request.user)
+        except ValidationError as exc:
+            return JsonResponse({
+                'ok': False,
+                'error': exc.messages[0] if exc.messages else 'Could not create transaction.',
+            }, status=400)
+
+        profile.refresh_from_db(fields=['current_ecash', 'current_physical_cash'])
+        return JsonResponse({
+            'ok': True,
+            'message': 'Transaction created successfully.',
+            'transaction': serialize_transaction(entry),
+            'balances': {
+                'current_ecash': str(profile.current_ecash),
+                'current_physical_cash': str(profile.current_physical_cash),
+                'total_cash': str(profile.total_cash),
+            },
+            'summary': build_transaction_summary(profile),
+        }, status=201)
+
+    try:
+        limit = int(request.GET.get('limit', 20))
+    except (TypeError, ValueError):
+        limit = 20
+    limit = max(1, min(limit, 100))
+
+    entries = list(profile.transactions.select_related('created_by')[:limit])
+    return JsonResponse({
+        'ok': True,
+        'count': len(entries),
+        'limit': limit,
+        'summary': build_transaction_summary(profile),
+        'transactions': [serialize_transaction(entry) for entry in entries],
+    })
+
+
+@csrf_exempt
+@api_login_required
+@require_http_methods(['DELETE'])
+def api_transaction_detail_view(request, transaction_id):
+    profile = get_profile(request.user)
+    entry = get_object_or_404(profile.transactions.select_related('created_by'), id=transaction_id)
+    deleted_transaction = serialize_transaction(entry)
+    delete_result = entry.delete_logged_transaction()
+    profile = delete_result['business']
+    return JsonResponse({
+        'ok': True,
+        'message': 'Transaction deleted successfully.',
+        'deleted_transaction': deleted_transaction,
+        'deleted_transaction_id': delete_result['transaction_id'],
+        'balances': {
+            'current_ecash': str(profile.current_ecash),
+            'current_physical_cash': str(profile.current_physical_cash),
+            'total_cash': str(profile.total_cash),
+        },
+        'summary': build_transaction_summary(profile),
+    })
diff --git a/media/business_logos/IMG_4442.JPG b/media/business_logos/IMG_4442.JPG
new file mode 100644
index 0000000..4923256
Binary files /dev/null and b/media/business_logos/IMG_4442.JPG differ
diff --git a/requirements.txt b/requirements.txt
index e22994c..6cf2a72 100644
--- a/requirements.txt
+++ b/requirements.txt
@@ -1,3 +1,4 @@
 Django==5.2.7
 mysqlclient==2.2.7
 python-dotenv==1.1.1
+reportlab==4.4.1
diff --git a/static/css/custom.css b/static/css/custom.css
index 925f6ed..be2adfe 100644
--- a/static/css/custom.css
+++ b/static/css/custom.css
@@ -1,4 +1,539 @@
-/* Custom styles for the application */
-body {
-    font-family: system-ui, -apple-system, sans-serif;
+:root {
+    --momo-primary: #0f6f5c;
+    --momo-primary-dark: #0a5748;
+    --momo-secondary: #143642;
+    --momo-accent: #f59e0b;
+    --momo-coral: #ef6f6c;
+    --momo-bg: #f4f6f0;
+    --momo-surface: #ffffff;
+    --momo-surface-alt: #eef4ef;
+    --momo-border: #d4dfd6;
+    --momo-text: #17332f;
+    --momo-muted: #647874;
+    --momo-shadow: 0 24px 60px rgba(16, 58, 50, 0.12);
+    --radius-xl: 28px;
+    --radius-lg: 22px;
+    --radius-md: 16px;
+}
+
+* {
+    box-sizing: border-box;
+}
+
+body {
+    margin: 0;
+    font-family: 'Inter', system-ui, sans-serif;
+    background:
+        radial-gradient(circle at top left, rgba(245, 158, 11, 0.16), transparent 30%),
+        radial-gradient(circle at right top, rgba(15, 111, 92, 0.14), transparent 28%),
+        linear-gradient(180deg, #f7fbf8 0%, var(--momo-bg) 55%, #eef4ef 100%);
+    color: var(--momo-text);
+    min-height: 100vh;
+}
+
+h1, h2, h3, h4, .navbar-brand, .display-title, .section-title, .section-title-sm {
+    font-family: 'Space Grotesk', 'Inter', sans-serif;
+    letter-spacing: -0.03em;
+}
+
+a {
+    text-decoration: none;
+}
+
+.page-shell {
+    position: relative;
+    min-height: 100vh;
+}
+
+.site-header {
+    z-index: 100;
+}
+
+.momo-nav {
+    background: rgba(20, 54, 66, 0.82);
+    backdrop-filter: blur(18px);
+    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
+}
+
+.brand-badge {
+    width: 2.75rem;
+    height: 2.75rem;
+    display: inline-flex;
+    align-items: center;
+    justify-content: center;
+    border-radius: 0.95rem;
+    background: linear-gradient(135deg, var(--momo-accent), #ffd279);
+    color: var(--momo-secondary);
+    font-weight: 800;
+    box-shadow: 0 16px 30px rgba(245, 158, 11, 0.25);
+}
+
+.brand-name {
+    font-size: 1.12rem;
+    font-weight: 700;
+    color: #fff;
+}
+
+.brand-subtitle {
+    color: rgba(255, 255, 255, 0.68);
+    font-size: 0.78rem;
+    letter-spacing: 0.03em;
+    text-transform: uppercase;
+}
+
+.nav-link {
+    color: rgba(255, 255, 255, 0.78) !important;
+    font-weight: 500;
+}
+
+.nav-link:hover,
+.nav-link:focus {
+    color: #fff !important;
+}
+
+.btn {
+    border-radius: 999px;
+    font-weight: 600;
+    padding: 0.8rem 1.4rem;
+    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
+}
+
+.btn:hover,
+.btn:focus {
+    transform: translateY(-1px);
+}
+
+.btn-momo-primary {
+    background: linear-gradient(135deg, var(--momo-primary), #16a085);
+    color: #fff;
+    border: none;
+    box-shadow: 0 16px 36px rgba(15, 111, 92, 0.24);
+}
+
+.btn-momo-primary:hover,
+.btn-momo-primary:focus {
+    background: linear-gradient(135deg, #11806a, #18b18f);
+    color: #fff;
+}
+
+.btn-momo-ghost {
+    background: rgba(255, 255, 255, 0.12);
+    color: var(--momo-secondary);
+    border: 1px solid rgba(20, 54, 66, 0.12);
+    backdrop-filter: blur(12px);
+}
+
+.momo-nav .btn-momo-ghost {
+    color: #fff;
+    border-color: rgba(255, 255, 255, 0.18);
+    background: rgba(255, 255, 255, 0.06);
+}
+
+.hero-panel,
+.content-card,
+.glass-card,
+.soft-card,
+.balance-card,
+.mini-feature,
+.metric-card,
+.mini-stat {
+    border: 1px solid rgba(255, 255, 255, 0.54);
+    background: rgba(255, 255, 255, 0.86);
+    box-shadow: var(--momo-shadow);
+}
+
+.hero-panel {
+    position: relative;
+    padding: 4.25rem clamp(1.4rem, 3vw, 3rem);
+    border-radius: calc(var(--radius-xl) + 8px);
+    background:
+        linear-gradient(135deg, rgba(20, 54, 66, 0.95), rgba(15, 111, 92, 0.84)),
+        linear-gradient(120deg, rgba(245, 158, 11, 0.2), transparent 42%);
+    color: #fff;
+}
+
+.display-title {
+    font-size: clamp(2.6rem, 4vw, 4.5rem);
+    line-height: 1.02;
+    margin-bottom: 1.2rem;
+    max-width: 12ch;
+}
+
+.hero-copy,
+.muted-copy {
+    color: rgba(255, 255, 255, 0.82);
+    font-size: 1.05rem;
+    line-height: 1.72;
+}
+
+.eyebrow,
+.card-kicker {
+    display: inline-block;
+    margin-bottom: 0.85rem;
+    font-size: 0.84rem;
+    text-transform: uppercase;
+    letter-spacing: 0.12em;
+    color: var(--momo-accent);
+    font-weight: 700;
+}
+
+.hero-metrics .metric-card,
+.mini-feature,
+.soft-card,
+.mini-stat {
+    border-radius: var(--radius-md);
+    padding: 1.2rem;
+}
+
+.metric-card strong {
+    display: block;
+    font-size: 1.7rem;
+    color: var(--momo-secondary);
+    margin-bottom: 0.3rem;
+}
+
+.metric-card span,
+.mini-feature span,
+.stack-item span,
+.preview-metrics span,
+.movement-card span,
+.detail-grid span,
+.rule-item span,
+.report-preview-header span,
+.mini-stat span {
+    display: block;
+    color: var(--momo-muted);
+    font-size: 0.92rem;
+    line-height: 1.55;
+}
+
+.metric-card span {
+    color: #3e514d;
+}
+
+.glass-card {
+    padding: 1.25rem;
+    border-radius: var(--radius-xl);
+    background: rgba(255, 255, 255, 0.14);
+    backdrop-filter: blur(14px);
+}
+
+.soft-card {
+    background: rgba(255, 255, 255, 0.92);
+    height: 100%;
+}
+
+.section-title {
+    font-size: clamp(1.8rem, 2vw, 2.6rem);
+    color: var(--momo-secondary);
+    margin-bottom: 0.75rem;
+}
+
+.section-title-sm {
+    font-size: 1.32rem;
+    color: var(--momo-secondary);
+    margin-bottom: 0.55rem;
+}
+
+.content-card {
+    border-radius: var(--radius-xl);
+    padding: clamp(1.35rem, 3vw, 2rem);
+}
+
+.balance-card {
+    border-radius: var(--radius-lg);
+    padding: 1.35rem;
+    min-height: 100%;
+}
+
+.balance-card span,
+.mini-stat span {
+    text-transform: uppercase;
+    letter-spacing: 0.08em;
+    font-size: 0.75rem;
+    font-weight: 700;
+    color: var(--momo-muted);
+}
+
+.balance-card strong,
+.mini-stat strong {
+    display: block;
+    font-size: 1.9rem;
+    margin: 0.45rem 0;
+    color: var(--momo-secondary);
+}
+
+.balance-card small {
+    color: var(--momo-muted);
+    font-size: 0.88rem;
+}
+
+.balance-card-primary {
+    background: linear-gradient(135deg, rgba(15, 111, 92, 0.14), rgba(255, 255, 255, 0.96));
+}
+
+.balance-card-secondary {
+    background: linear-gradient(135deg, rgba(20, 54, 66, 0.12), rgba(255, 255, 255, 0.96));
+}
+
+.balance-card-accent {
+    background: linear-gradient(135deg, rgba(245, 158, 11, 0.18), rgba(255, 255, 255, 0.96));
+}
+
+.shape {
+    position: absolute;
+    border-radius: 999px;
+    opacity: 0.22;
+    pointer-events: none;
+}
+
+.shape-one {
+    width: 180px;
+    height: 180px;
+    right: -36px;
+    top: -28px;
+    background: linear-gradient(135deg, var(--momo-accent), #ffe1aa);
+}
+
+.shape-two {
+    width: 260px;
+    height: 260px;
+    right: 14%;
+    bottom: -120px;
+    background: linear-gradient(135deg, rgba(255,255,255,0.45), rgba(255,255,255,0.08));
+}
+
+.empty-state {
+    text-align: center;
+    padding: 2.6rem 1.2rem;
+    border: 1px dashed var(--momo-border);
+    border-radius: var(--radius-lg);
+    background: var(--momo-surface-alt);
+}
+
+.momo-table {
+    --bs-table-bg: transparent;
+    --bs-table-border-color: rgba(20, 54, 66, 0.08);
+}
+
+.momo-table thead th {
+    color: var(--momo-muted);
+    font-size: 0.76rem;
+    text-transform: uppercase;
+    letter-spacing: 0.08em;
+    border-bottom-width: 1px;
+}
+
+.momo-badge {
+    background: rgba(15, 111, 92, 0.12);
+    color: var(--momo-primary-dark);
+    border-radius: 999px;
+    padding: 0.55rem 0.75rem;
+    font-weight: 600;
+}
+
+.text-link {
+    color: var(--momo-primary);
+    font-weight: 700;
+}
+
+.stack-list {
+    display: grid;
+    gap: 0.9rem;
+}
+
+.stack-item,
+.rule-item {
+    padding: 1rem 1.05rem;
+    border-radius: 1rem;
+    background: var(--momo-surface-alt);
+    border: 1px solid var(--momo-border);
+}
+
+.stack-item strong,
+.rule-item strong {
+    display: block;
+    margin-bottom: 0.25rem;
+    color: var(--momo-secondary);
+}
+
+.momo-form .form-label {
+    font-weight: 700;
+    color: var(--momo-secondary);
+    margin-bottom: 0.45rem;
+}
+
+.momo-input,
+.momo-file {
+    border-radius: 1rem;
+    border: 1px solid rgba(20, 54, 66, 0.14);
+    padding: 0.92rem 1rem;
+    background: #fff;
+    box-shadow: none !important;
+}
+
+.momo-input:focus,
+.momo-file:focus,
+.btn:focus,
+.nav-link:focus {
+    border-color: rgba(15, 111, 92, 0.5);
+    box-shadow: 0 0 0 0.25rem rgba(15, 111, 92, 0.12) !important;
+    outline: none;
+}
+
+.form-help {
+    margin-top: 0.35rem;
+    color: var(--momo-muted);
+    font-size: 0.87rem;
+}
+
+.form-error {
+    margin-top: 0.4rem;
+    color: #b4373b;
+    font-size: 0.9rem;
+    font-weight: 600;
+}
+
+.profile-mini,
+.report-preview-header,
+.report-sheet-header {
+    display: flex;
+    justify-content: space-between;
+    gap: 1rem;
+    align-items: center;
+}
+
+.profile-mini span,
+.report-preview-header span {
+    font-size: 0.86rem;
+}
+
+.logo-thumb,
+.logo-placeholder {
+    width: 72px;
+    height: 72px;
+    border-radius: 1.25rem;
+    object-fit: cover;
+    border: 1px solid rgba(20, 54, 66, 0.1);
+    background: linear-gradient(135deg, rgba(15,111,92,0.14), rgba(245,158,11,0.16));
+    display: inline-flex;
+    align-items: center;
+    justify-content: center;
+    color: var(--momo-secondary);
+    font-weight: 700;
+}
+
+.preview-metrics,
+.detail-grid,
+.movement-card {
+    display: grid;
+    gap: 0.9rem;
+}
+
+.preview-metrics {
+    grid-template-columns: repeat(2, minmax(0, 1fr));
+}
+
+.preview-metrics.two-up,
+.detail-grid,
+.movement-card {
+    grid-template-columns: repeat(2, minmax(0, 1fr));
+}
+
+.preview-metrics div,
+.detail-grid div,
+.movement-card div,
+.report-preview-card,
+.mini-stat {
+    padding: 1rem;
+    border-radius: 1rem;
+    background: var(--momo-surface-alt);
+    border: 1px solid var(--momo-border);
+}
+
+.preview-metrics strong,
+.detail-grid strong,
+.movement-card strong {
+    display: block;
+    color: var(--momo-secondary);
+    font-size: 1.08rem;
+    margin-top: 0.35rem;
+}
+
+.report-sheet {
+    border: 1px solid rgba(20, 54, 66, 0.08);
+}
+
+.mini-stat {
+    height: 100%;
+}
+
+.page-intro .muted-copy,
+.content-card .muted-copy,
+.auth-layout .muted-copy {
+    color: var(--momo-muted);
+}
+
+.auth-layout {
+    min-height: 66vh;
+}
+
+.compact .stack-item {
+    padding: 0.85rem 0.95rem;
+}
+
+@media print {
+    .site-header,
+    .btn,
+    .message-stack,
+    .page-intro,
+    .report-shortcuts {
+        display: none !important;
+    }
+
+    body {
+        background: #fff;
+    }
+
+    .container,
+    .content-card,
+    .report-sheet {
+        max-width: none !important;
+        box-shadow: none !important;
+        border: none !important;
+        padding: 0 !important;
+    }
+}
+
+@media (max-width: 991.98px) {
+    .display-title {
+        max-width: 100%;
+    }
+
+    .profile-mini,
+    .report-preview-header,
+    .report-sheet-header,
+    .preview-metrics,
+    .preview-metrics.two-up,
+    .detail-grid,
+    .movement-card {
+        grid-template-columns: 1fr;
+        flex-direction: column;
+        align-items: flex-start;
+    }
+}
+
+@media (max-width: 767.98px) {
+    .hero-panel {
+        padding: 2rem 1.2rem 2.3rem;
+    }
+
+    .display-title {
+        font-size: 2.35rem;
+    }
+
+    .content-card,
+    .balance-card {
+        padding: 1.25rem;
+    }
 }
diff --git a/staticfiles/css/custom.css b/staticfiles/css/custom.css
index 108056f..be2adfe 100644
--- a/staticfiles/css/custom.css
+++ b/staticfiles/css/custom.css
@@ -1,21 +1,539 @@
-
 :root {
-    --bg-color-start: #6a11cb;
-    --bg-color-end: #2575fc;
-    --text-color: #ffffff;
-    --card-bg-color: rgba(255, 255, 255, 0.01);
-    --card-border-color: rgba(255, 255, 255, 0.1);
+    --momo-primary: #0f6f5c;
+    --momo-primary-dark: #0a5748;
+    --momo-secondary: #143642;
+    --momo-accent: #f59e0b;
+    --momo-coral: #ef6f6c;
+    --momo-bg: #f4f6f0;
+    --momo-surface: #ffffff;
+    --momo-surface-alt: #eef4ef;
+    --momo-border: #d4dfd6;
+    --momo-text: #17332f;
+    --momo-muted: #647874;
+    --momo-shadow: 0 24px 60px rgba(16, 58, 50, 0.12);
+    --radius-xl: 28px;
+    --radius-lg: 22px;
+    --radius-md: 16px;
 }
+
+* {
+    box-sizing: border-box;
+}
+
 body {
     margin: 0;
-    font-family: 'Inter', sans-serif;
-    background: linear-gradient(45deg, var(--bg-color-start), var(--bg-color-end));
-    color: var(--text-color);
-    display: flex;
-    justify-content: center;
-    align-items: center;
+    font-family: 'Inter', system-ui, sans-serif;
+    background:
+        radial-gradient(circle at top left, rgba(245, 158, 11, 0.16), transparent 30%),
+        radial-gradient(circle at right top, rgba(15, 111, 92, 0.14), transparent 28%),
+        linear-gradient(180deg, #f7fbf8 0%, var(--momo-bg) 55%, #eef4ef 100%);
+    color: var(--momo-text);
     min-height: 100vh;
-    text-align: center;
-    overflow: hidden;
-    position: relative;
+}
+
+h1, h2, h3, h4, .navbar-brand, .display-title, .section-title, .section-title-sm {
+    font-family: 'Space Grotesk', 'Inter', sans-serif;
+    letter-spacing: -0.03em;
+}
+
+a {
+    text-decoration: none;
+}
+
+.page-shell {
+    position: relative;
+    min-height: 100vh;
+}
+
+.site-header {
+    z-index: 100;
+}
+
+.momo-nav {
+    background: rgba(20, 54, 66, 0.82);
+    backdrop-filter: blur(18px);
+    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
+}
+
+.brand-badge {
+    width: 2.75rem;
+    height: 2.75rem;
+    display: inline-flex;
+    align-items: center;
+    justify-content: center;
+    border-radius: 0.95rem;
+    background: linear-gradient(135deg, var(--momo-accent), #ffd279);
+    color: var(--momo-secondary);
+    font-weight: 800;
+    box-shadow: 0 16px 30px rgba(245, 158, 11, 0.25);
+}
+
+.brand-name {
+    font-size: 1.12rem;
+    font-weight: 700;
+    color: #fff;
+}
+
+.brand-subtitle {
+    color: rgba(255, 255, 255, 0.68);
+    font-size: 0.78rem;
+    letter-spacing: 0.03em;
+    text-transform: uppercase;
+}
+
+.nav-link {
+    color: rgba(255, 255, 255, 0.78) !important;
+    font-weight: 500;
+}
+
+.nav-link:hover,
+.nav-link:focus {
+    color: #fff !important;
+}
+
+.btn {
+    border-radius: 999px;
+    font-weight: 600;
+    padding: 0.8rem 1.4rem;
+    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
+}
+
+.btn:hover,
+.btn:focus {
+    transform: translateY(-1px);
+}
+
+.btn-momo-primary {
+    background: linear-gradient(135deg, var(--momo-primary), #16a085);
+    color: #fff;
+    border: none;
+    box-shadow: 0 16px 36px rgba(15, 111, 92, 0.24);
+}
+
+.btn-momo-primary:hover,
+.btn-momo-primary:focus {
+    background: linear-gradient(135deg, #11806a, #18b18f);
+    color: #fff;
+}
+
+.btn-momo-ghost {
+    background: rgba(255, 255, 255, 0.12);
+    color: var(--momo-secondary);
+    border: 1px solid rgba(20, 54, 66, 0.12);
+    backdrop-filter: blur(12px);
+}
+
+.momo-nav .btn-momo-ghost {
+    color: #fff;
+    border-color: rgba(255, 255, 255, 0.18);
+    background: rgba(255, 255, 255, 0.06);
+}
+
+.hero-panel,
+.content-card,
+.glass-card,
+.soft-card,
+.balance-card,
+.mini-feature,
+.metric-card,
+.mini-stat {
+    border: 1px solid rgba(255, 255, 255, 0.54);
+    background: rgba(255, 255, 255, 0.86);
+    box-shadow: var(--momo-shadow);
+}
+
+.hero-panel {
+    position: relative;
+    padding: 4.25rem clamp(1.4rem, 3vw, 3rem);
+    border-radius: calc(var(--radius-xl) + 8px);
+    background:
+        linear-gradient(135deg, rgba(20, 54, 66, 0.95), rgba(15, 111, 92, 0.84)),
+        linear-gradient(120deg, rgba(245, 158, 11, 0.2), transparent 42%);
+    color: #fff;
+}
+
+.display-title {
+    font-size: clamp(2.6rem, 4vw, 4.5rem);
+    line-height: 1.02;
+    margin-bottom: 1.2rem;
+    max-width: 12ch;
+}
+
+.hero-copy,
+.muted-copy {
+    color: rgba(255, 255, 255, 0.82);
+    font-size: 1.05rem;
+    line-height: 1.72;
+}
+
+.eyebrow,
+.card-kicker {
+    display: inline-block;
+    margin-bottom: 0.85rem;
+    font-size: 0.84rem;
+    text-transform: uppercase;
+    letter-spacing: 0.12em;
+    color: var(--momo-accent);
+    font-weight: 700;
+}
+
+.hero-metrics .metric-card,
+.mini-feature,
+.soft-card,
+.mini-stat {
+    border-radius: var(--radius-md);
+    padding: 1.2rem;
+}
+
+.metric-card strong {
+    display: block;
+    font-size: 1.7rem;
+    color: var(--momo-secondary);
+    margin-bottom: 0.3rem;
+}
+
+.metric-card span,
+.mini-feature span,
+.stack-item span,
+.preview-metrics span,
+.movement-card span,
+.detail-grid span,
+.rule-item span,
+.report-preview-header span,
+.mini-stat span {
+    display: block;
+    color: var(--momo-muted);
+    font-size: 0.92rem;
+    line-height: 1.55;
+}
+
+.metric-card span {
+    color: #3e514d;
+}
+
+.glass-card {
+    padding: 1.25rem;
+    border-radius: var(--radius-xl);
+    background: rgba(255, 255, 255, 0.14);
+    backdrop-filter: blur(14px);
+}
+
+.soft-card {
+    background: rgba(255, 255, 255, 0.92);
+    height: 100%;
+}
+
+.section-title {
+    font-size: clamp(1.8rem, 2vw, 2.6rem);
+    color: var(--momo-secondary);
+    margin-bottom: 0.75rem;
+}
+
+.section-title-sm {
+    font-size: 1.32rem;
+    color: var(--momo-secondary);
+    margin-bottom: 0.55rem;
+}
+
+.content-card {
+    border-radius: var(--radius-xl);
+    padding: clamp(1.35rem, 3vw, 2rem);
+}
+
+.balance-card {
+    border-radius: var(--radius-lg);
+    padding: 1.35rem;
+    min-height: 100%;
+}
+
+.balance-card span,
+.mini-stat span {
+    text-transform: uppercase;
+    letter-spacing: 0.08em;
+    font-size: 0.75rem;
+    font-weight: 700;
+    color: var(--momo-muted);
+}
+
+.balance-card strong,
+.mini-stat strong {
+    display: block;
+    font-size: 1.9rem;
+    margin: 0.45rem 0;
+    color: var(--momo-secondary);
+}
+
+.balance-card small {
+    color: var(--momo-muted);
+    font-size: 0.88rem;
+}
+
+.balance-card-primary {
+    background: linear-gradient(135deg, rgba(15, 111, 92, 0.14), rgba(255, 255, 255, 0.96));
+}
+
+.balance-card-secondary {
+    background: linear-gradient(135deg, rgba(20, 54, 66, 0.12), rgba(255, 255, 255, 0.96));
+}
+
+.balance-card-accent {
+    background: linear-gradient(135deg, rgba(245, 158, 11, 0.18), rgba(255, 255, 255, 0.96));
+}
+
+.shape {
+    position: absolute;
+    border-radius: 999px;
+    opacity: 0.22;
+    pointer-events: none;
+}
+
+.shape-one {
+    width: 180px;
+    height: 180px;
+    right: -36px;
+    top: -28px;
+    background: linear-gradient(135deg, var(--momo-accent), #ffe1aa);
+}
+
+.shape-two {
+    width: 260px;
+    height: 260px;
+    right: 14%;
+    bottom: -120px;
+    background: linear-gradient(135deg, rgba(255,255,255,0.45), rgba(255,255,255,0.08));
+}
+
+.empty-state {
+    text-align: center;
+    padding: 2.6rem 1.2rem;
+    border: 1px dashed var(--momo-border);
+    border-radius: var(--radius-lg);
+    background: var(--momo-surface-alt);
+}
+
+.momo-table {
+    --bs-table-bg: transparent;
+    --bs-table-border-color: rgba(20, 54, 66, 0.08);
+}
+
+.momo-table thead th {
+    color: var(--momo-muted);
+    font-size: 0.76rem;
+    text-transform: uppercase;
+    letter-spacing: 0.08em;
+    border-bottom-width: 1px;
+}
+
+.momo-badge {
+    background: rgba(15, 111, 92, 0.12);
+    color: var(--momo-primary-dark);
+    border-radius: 999px;
+    padding: 0.55rem 0.75rem;
+    font-weight: 600;
+}
+
+.text-link {
+    color: var(--momo-primary);
+    font-weight: 700;
+}
+
+.stack-list {
+    display: grid;
+    gap: 0.9rem;
+}
+
+.stack-item,
+.rule-item {
+    padding: 1rem 1.05rem;
+    border-radius: 1rem;
+    background: var(--momo-surface-alt);
+    border: 1px solid var(--momo-border);
+}
+
+.stack-item strong,
+.rule-item strong {
+    display: block;
+    margin-bottom: 0.25rem;
+    color: var(--momo-secondary);
+}
+
+.momo-form .form-label {
+    font-weight: 700;
+    color: var(--momo-secondary);
+    margin-bottom: 0.45rem;
+}
+
+.momo-input,
+.momo-file {
+    border-radius: 1rem;
+    border: 1px solid rgba(20, 54, 66, 0.14);
+    padding: 0.92rem 1rem;
+    background: #fff;
+    box-shadow: none !important;
+}
+
+.momo-input:focus,
+.momo-file:focus,
+.btn:focus,
+.nav-link:focus {
+    border-color: rgba(15, 111, 92, 0.5);
+    box-shadow: 0 0 0 0.25rem rgba(15, 111, 92, 0.12) !important;
+    outline: none;
+}
+
+.form-help {
+    margin-top: 0.35rem;
+    color: var(--momo-muted);
+    font-size: 0.87rem;
+}
+
+.form-error {
+    margin-top: 0.4rem;
+    color: #b4373b;
+    font-size: 0.9rem;
+    font-weight: 600;
+}
+
+.profile-mini,
+.report-preview-header,
+.report-sheet-header {
+    display: flex;
+    justify-content: space-between;
+    gap: 1rem;
+    align-items: center;
+}
+
+.profile-mini span,
+.report-preview-header span {
+    font-size: 0.86rem;
+}
+
+.logo-thumb,
+.logo-placeholder {
+    width: 72px;
+    height: 72px;
+    border-radius: 1.25rem;
+    object-fit: cover;
+    border: 1px solid rgba(20, 54, 66, 0.1);
+    background: linear-gradient(135deg, rgba(15,111,92,0.14), rgba(245,158,11,0.16));
+    display: inline-flex;
+    align-items: center;
+    justify-content: center;
+    color: var(--momo-secondary);
+    font-weight: 700;
+}
+
+.preview-metrics,
+.detail-grid,
+.movement-card {
+    display: grid;
+    gap: 0.9rem;
+}
+
+.preview-metrics {
+    grid-template-columns: repeat(2, minmax(0, 1fr));
+}
+
+.preview-metrics.two-up,
+.detail-grid,
+.movement-card {
+    grid-template-columns: repeat(2, minmax(0, 1fr));
+}
+
+.preview-metrics div,
+.detail-grid div,
+.movement-card div,
+.report-preview-card,
+.mini-stat {
+    padding: 1rem;
+    border-radius: 1rem;
+    background: var(--momo-surface-alt);
+    border: 1px solid var(--momo-border);
+}
+
+.preview-metrics strong,
+.detail-grid strong,
+.movement-card strong {
+    display: block;
+    color: var(--momo-secondary);
+    font-size: 1.08rem;
+    margin-top: 0.35rem;
+}
+
+.report-sheet {
+    border: 1px solid rgba(20, 54, 66, 0.08);
+}
+
+.mini-stat {
+    height: 100%;
+}
+
+.page-intro .muted-copy,
+.content-card .muted-copy,
+.auth-layout .muted-copy {
+    color: var(--momo-muted);
+}
+
+.auth-layout {
+    min-height: 66vh;
+}
+
+.compact .stack-item {
+    padding: 0.85rem 0.95rem;
+}
+
+@media print {
+    .site-header,
+    .btn,
+    .message-stack,
+    .page-intro,
+    .report-shortcuts {
+        display: none !important;
+    }
+
+    body {
+        background: #fff;
+    }
+
+    .container,
+    .content-card,
+    .report-sheet {
+        max-width: none !important;
+        box-shadow: none !important;
+        border: none !important;
+        padding: 0 !important;
+    }
+}
+
+@media (max-width: 991.98px) {
+    .display-title {
+        max-width: 100%;
+    }
+
+    .profile-mini,
+    .report-preview-header,
+    .report-sheet-header,
+    .preview-metrics,
+    .preview-metrics.two-up,
+    .detail-grid,
+    .movement-card {
+        grid-template-columns: 1fr;
+        flex-direction: column;
+        align-items: flex-start;
+    }
+}
+
+@media (max-width: 767.98px) {
+    .hero-panel {
+        padding: 2rem 1.2rem 2.3rem;
+    }
+
+    .display-title {
+        font-size: 2.35rem;
+    }
+
+    .content-card,
+    .balance-card {
+        padding: 1.25rem;
+    }
 }