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        <h1 style="font-size: 2.5rem; margin-bottom: 20px;">Terms of Service</h1>
        <p style="color: var(--text-muted); margin-bottom: 40px;">Effective Date: February 2026</p>

        <div style="background: rgba(246,70,93,0.1); border-left: 4px solid var(--danger-color); padding: 20px; border-radius: 8px; margin-bottom: 40px;">
            <p style="color: var(--danger-color); font-weight: bold; margin-bottom: 5px;">Risk Warning:</p>
            <p style="font-size: 0.9rem; color: #EAECEF; line-height: 1.6;">Trading cryptocurrencies involves significant risk and can result in the loss of your invested capital. You should not invest more than you can afford to lose and should ensure that you fully understand the risks involved.</p>
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            <h2 style="font-size: 1.6rem; margin-bottom: 15px;">1. Agreement to Terms</h2>
            <p style="color: var(--text-muted); line-height: 1.8;">By accessing or using the NovaEx platform, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site.</p>
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            <h2 style="font-size: 1.6rem; margin-bottom: 15px;">2. Eligibility</h2>
            <p style="color: var(--text-muted); line-height: 1.8;">You must be at least 18 years old and have the legal capacity to enter into this agreement. By using NovaEx, you represent that you are not on any trade embargo or economic sanctions lists.</p>
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            <h2 style="font-size: 1.6rem; margin-bottom: 15px;">3. Account Security</h2>
            <p style="color: var(--text-muted); line-height: 1.8;">You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.</p>
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            <h2 style="font-size: 1.6rem; margin-bottom: 15px;">4. Prohibited Activities</h2>
            <p style="color: var(--text-muted); line-height: 1.8;">You agree not to engage in market manipulation, money laundering, or any other illegal activity using our platform. We reserve the right to suspend or terminate accounts found in violation of these terms.</p>
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            <h2 style="font-size: 1.6rem; margin-bottom: 15px;">5. Limitation of Liability</h2>
            <p style="color: var(--text-muted); line-height: 1.8;">NovaEx shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the platform, including but not limited to trading losses.</p>
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            <p style="color: var(--text-muted);">Please read these terms carefully before using our services.</p>
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